Stewardship Advisory Group LLC

Item 5 Fees and Compensation
    Comprehensive Wealth Management and Consultation Services Fees:

                             $2,500          Retirement Planning Analysis

                             $1,000          Investment Analysis and Asset Allocation

                               $500
     Individual Models

                            ($100 per        Survivor Needs and Risk Management Analysis or College Education Analysis
                         additional child)

                             $1,000          Estate Plan Review and Guidance

                             $1,000          Strategic and Tactical Tax Planning Analysis

                              $750           Social Security Optimization Analysis

                             $6,750          Combined Value of all Models

                             $5,000          Comprehensive Plan
                                             (Package including ALL the above modules!)

                              $500           Cash Flow Analysis and Spending Plan
     Optional Modules

                              $500           Accumulation and Major Goals Funding

                              $500           Financial Freedom and Debt Reduction Planning

Fees for Wealth Management and Consultation Services are agreed upon at the time of engagement
and outlined in the Client Agreement or Engagement Letter. Fees under the Wealth Management
Consultation program may be modified based upon individual circumstances, pre-existing relationships,
complexity of services, value delivered or as otherwise may be determined at the discretion of the
Adviser. Project fees are listed above.

Alternatively, we may perform services based upon the Firm’s hourly rate of $200 - $450, depending
upon the complexities of services and agreed upon at the time of engagement. Fee payments are
outlined in the Client Agreement. Depending upon the size and complexity of the engagement, fees
may be due upon the delivery of services. Otherwise, fees may be payable in two payments, a retainer
equal to one-half the proposed project fee with the balance due upon the delivery of services. We do
not collect fees in advance for services to be performed over more than six months. Where travel or
other expenditures are included in the delivery of services, we may invoice you. Any out-of-pocket
expenses are outlined in the Client Agreement if applicable.
Fees for Investment Management
All Investment Management fees are charged each calendar quarter, based upon the account value of
the assets in the portfolio as of the last business day of the prior quarter. The fee schedule for these
services is listed on the following page and will be customized based on the managers & strategies
chosen. Fees may be charged in advance or in arrears. If you choose to cancel our services within five
days of opening your account, you will receive a full refund of any prepaid fees. If you cancel our
services anytime thereafter, you will either receive a pro-rata refund of any prepaid fees (if you have
paid in advance) or you will be assessed a pro-rata fee for the length of time during the quarter that
your account was under management prior to termination (if you have paid in arrears).
Upon receiving client’s written authorization, fees will be automatically deducted from the account.
Clients are provided a quarterly statement from the custodian of their assets reflecting the deduction of
the advisory fee.
In certain circumstances, advisory fees and account minimums may be negotiable based upon prior
relationships as well as related account holdings. The fees charged are calculated as described above
and are not charged on the basis of a share of capital gains or capital appreciation of the funds or any
portion of the funds of an advisory client.
The client may make additions to or withdrawals from the account at any time. Withdrawals are subject
to standard securities settlement rules and the creation of cash may take a few business days. The client
must promptly notify us of any contributions or withdrawals as such may have an impact upon the
management of the Account and may adversely affect the performance of the account.
 MANAGEMENT ACCOUNTS

                                     Up to $2 Million                                1.00%
    FEE-BASED ASSET

                                         $2M-5M                                       .75%

                                        Above $5M                                     .50%

        Based on Assets under Management in Fee-Based Accounts only

        Does Not Include Manager Fees or Custodial Fees; which will vary based on a number of factors,
         including the specific Managers selected, Strategy chosen and Account Size.

    Does include Ongoing Review of the Managers, Strategy and Rebalancing Issues.

    Also includes creation of a formal Investment Policy Statement, Monthly Investment Statements,
     Quarterly Performance Reporting for each Account, Periodic Review with the Client (no less than
     Annually)

    Fee Schedule subject to Change with 30 Days Notice

Fees for Referrals to Third Party Managers
If you are interested in obtaining fee-based Asset Management Services, you will be referred to one or
more Registered Investment Advisory Firms that provide such services. In certain cases, we will receive
a referral fee when a referral secures an engagement for services. The fee received is based upon a
percentage of assets under management. When we make a referral to the Client, we will deliver to the
Client the Advisory Firm’s disclosure brochure, a Solicitor's Disclosure Document, and any other
disclosure documents as required by regulation.
Fees for Seminars and Educational Workshops
We conduct Seminars and Educational Workshops, which may include presentations on Financial and
Wealth Management, stewardship, and general investment-related issues. We may charge a fee for
...

Item 7 Types of Clients
We work with Individuals, trusts, estates, charities, foundations and other businesses.
We have no minimum level of assets under managements for clients who wish to work with us.