TFO Wealth Partners LLC

Item 5 Fees and Compensation
Our fees, account minimums, and their applications to family circumstances are negotiable.

The specific manner in which fees are charged by TFO Wealth Partners is established in a Client's
written agreement with TFO Wealth Partners. For Investment Management and Family Office services,
Clients will typically be billed in advance at the beginning of each calendar quarter based upon the value
of the Client's account including cash and cash equivalents at the end of the previous quarter. New

accounts are charged a prorated fee for the remainder of the quarter in which the account is opened and
funded). Retirement plan services are typically billed in arrears at the end of the calendar quarter. This is
based on the selected record keeper’s billing practices and upon the value of the Client's account at the
end of the quarter. Asset-based fees are calculated based on market value or, in the absence thereof,
fair market value, which may be determined by independent third-party sources. Client account balances
on which TFO Wealth Partners calculates fees may vary from account custodial statements based on
independent valuations and other accounting variances, including mechanisms for including accrued
interest in account statements.

For Investment Management, Family Office and Retirement Plan services, TFO Wealth Partners will
request authority from the Client to receive quarterly payments directly from the Client's account held by
an independent custodian. Clients may provide written limited authorization to TFO Wealth Partners or its
designated service provider to withdraw fees from the account. Clients will receive custodial statements
showing the advisory fees debited from their account(s). Certain third-party administrators will calculate
and debit TFO Wealth Partners’ fee and remit such fee to TFO Wealth Partners. At the request of a
Client, in limited circumstances, TFO Wealth Partners may invoice Clients directly for the payment of
advisory fees. TFO Wealth Partners generally discounts advisory fees for employees (including their
immediate family members) of TFO Wealth Partners and employees of affiliated entities of TFO Wealth
Partners.

Termination of Services
A Client agreement may be terminated at any time, by either party, for any reason upon verbal or written
notice. Upon termination of any account, any prepaid, unearned fees will be promptly refunded, based on
the number of days in the quarter during which you were a Client. TFO Wealth Partners will not be
responsible for future allocations or transactional services (except limited closing transactions) upon
receipt of a termination notice. It will also be necessary that we inform the custodian of record that the
relationship between TFO Wealth Partners and the client has been terminated. It is important to note that
once an account has begun the account transfer process, it then becomes restricted/frozen at the
custodian until the transfer is complete with the contra-firm. This means transactions cannot be
processed within the account during this time. The transfer process can take several weeks.

TFO Wealth Partners’ portfolios may be partially or fully comprised of Dimensional Fund Advisors
(“DFA”) mutual funds. DFA mutual funds are only offered through certain registered investment advisors,
such as TFO Wealth Partners. If a client was to terminate the relationship with TFO Wealth Partners and
transfer the account to another firm, the assets may not be accepted by another firm or the assets will
transfer, and a client may not be able to buy additional DFA funds. If a client intends to continue to hold
or invest in DFA Funds, it is important for the client to confirm with their chosen contra-firm, prior to
initiating a transfer, that the firm is approved by DFA to offer DFA funds.

Advisory Fees
Investment Management, Family Office & Retirement Plan Services:
Typically, the annual fee for Investment Management, Family Office and Retirement Plan services will be
charged as a percentage of assets under management/advisement not to exceed 1.5%. TFO Wealth
Partners’ fee is negotiable, and the firm shall generally price its advisory services based upon various
objective and subjective factors. As a result, our clients could pay diverse fees based upon the type,
amount and market value of their assets, the anticipated complexity of the engagement, the anticipated
level and scope of the overall investment advisory, and consulting services to be rendered. Additional
factors affecting pricing can include related accounts, our employees and our affiliates’ employees, and
each of their immediate family member(s)’ accounts, competition, and negotiations. At its sole discretion,
TFO Wealth Partners may enter into alternative fee arrangements with clients, including fixed fees. The
specific fee arrangement shall be asset forth in a written advisory contract with the Client. Please Note:
As a result of these objective and subjective factors, similarly situated clients could pay diverse fees, and
the services to be provided by TFO Wealth Partners to any particular client could be available from other
advisers at lower fees. All clients and prospective clients should be guided accordingly.

ANY QUESTIONS: TFO Wealth Partners’ Chief Compliance Officer, Zowe Clark, remains available to
address any questions regarding advisory fees.

In limited cases, representatives of TFO Wealth Partners may reduce its advisory fee for managing fixed
income securities in client’s portfolio. In certain instances, when TFO Wealth Partners agrees to reduce
its fee for managing fixed income securities, it may also increase its advisory fee for managing equity
securities in a client’s portfolio. TFO Wealth Partners determines which assets are fixed income and
equity securities for this purpose. Generally, mutual funds with limited fixed income exposure are not
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Item 7 Types of Clients
TFO Wealth Partners provides services to a wide variety of Clients, including individuals (including high net
worth individuals), qualified retirement plans, trusts, charitable organizations, small businesses and
corporations. TFO Wealth Partners generally requires a minimum asset level of $1,000,000 for investment
advisory services. This minimum requirement may be waived or reduced at the firm’s sole discretion based
upon a variety of criteria (e.g., anticipated future earning capacity, anticipated future additional assets,
dollar amount of assets to be managed, related accounts, account composition, anticipated servicing
needs, negotiations with the client, and other factors).