Wealthmeup Advisors LLC

Item 5:       Fees and Compensation

Management Fees

WealthMeUp Advisors charges an annual asset-based fee of up to 1.00% (100 basis
points) (the “Management Fee”). The Management Fee is prorated and charged every
thirty (30) days (each thirty (30) day period, a “Billing Period”), in arrears, based on the
value of the Investment Account on the last day of the Billing Period. Upon termination
of WealthMeUp Advisors’ services, the Firm will charge a prorated Management Fee based
on the days remaining in the Billing Period. Clients authorize WealthMeUp Advisors to
charge the Management Fee to their Accounts.

Form ADV Part 2A: Firm Brochure                                 WealthMeUp Advisors LLC

Betterment offers its investment sub-advisory services through a wrap fee program that
includes custody and trading services provided by its affiliate, Betterment Securities.

Third-Party Fees

Clients will incur certain third-party costs in addition to the fees they pay to WealthMeUp
Advisors. WealthMeUp Advisors does not charge these to Clients and does not benefit
directly or indirectly from any such charges. These types of charges include, but are not
limited to, Betterment’s Sub-Advisory Fee (as defined and described in detail below), wire
transfer fees, paper statement fees, and bounced check fees. In addition, the issuers of
some of the Assets purchased for Clients, such as ETFs, may charge product fees and
expenses that affect Clients. For example, an ETF typically includes embedded expenses
that may reduce the fund’s net asset value, and therefore directly affect the fund’s
performance and indirectly affect the performance of a Client’s Account.

Betterment charges Clients an asset-based wrap fee (the “Sub-Advisory Fee”) on amounts
invested by WealthMeUp Advisors Clients. The Sub-Advisory Fee is tiered based on the
aggregate balance of all of WealthMeUp Advisors Clients’ Accounts at Betterment
(including funds held in Betterment Cash Reserve). That Sub-Advisory Fee ranges from
0.12% (12 basis points) to 0.20% (20 basis points) of account balances, determined based
on the aggregate balance of all WealthMeUp Advisors Client accounts at Betterment. The
Sub-Advisory Fee is charged either monthly or quarterly, in arrears. The services included
for the Sub-Advisory Fee include all of the services provided by Betterment and
Betterment Securities, including advisory services, custody of assets, execution and
clearing of transactions, and account reporting. Betterment collects the Sub-Advisory Fee
directly from Clients pursuant to the terms of the sub-advisory agreement between
Betterment and each Client. Clients utilizing the Betterment Advisor Solutions platform
may pay a higher aggregate fee than if the advisory, custodial, trade execution, and other
services were purchased separately.

Deposits and Withdrawals

Clients may deposit and withdraw from their Account at any time, subject to WealthMeUp
Advisors’ right to terminate its services. Clients cash back rewards or other cash rewards
provided by WealthMeUp will be deposited to Accounts by WealthMeUp in accordance
with the relevant terms of use or other agreement governing such WealthMeUp program.
Additional deposits to Accounts must be done via bank transfer from the Client’s funding

Form ADV Part 2A: Firm Brochure                                WealthMeUp Advisors LLC

account to the Account. Clients may withdraw account assets at any time, subject to the
usual and customary securities settlement procedures. However, withdrawal of assets may
impair the achievement of a Client’s investment objectives. Clients are advised that when
cash is withdrawn, the Account may be subject to transaction fees, and/or tax
ramifications.

Item 7:       Types of Clients

WealthMeUp Advisors provides investment advice to individuals, including high-net
worth individuals. To access the Firm’s services, a prospective Client must be a user of the
WealthMeUp App. The Firm does not maintain requirements for opening or maintaining
an account, such as a minimum account size.