Stablepoint Partners LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid monthly, in advance, pursuant to the terms of the wealth management agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior month
and billed in accordance with the following fee schedule:

                 Assets Under Management ($)                 Annual Rate (%)
                 First $1,000,000                            1.50%
                 Next $1,000,000                             1.25%
                 Next $3,000,000                             1.00%
                 Next $5,000,000                             0.75%
                 $10,000,000 and Above                       Negotiable

The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end
of the first month. Fees may be negotiable at the sole discretion of the Advisor. Certain Clients may be offered a fixed
annual rate or a fixed annual fee. The Client’s fees will take into consideration the aggregate assets under management
with the Advisor. All securities held in accounts managed by Stablepoint Partners will be independently valued by the
Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its wealth management fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee with an
increased level of assets placed under management with an Independent Manager. The Advisor will allocate a portion
of the advisory fee collected to the Independent Manager pursuant to the terms of the executed agreement between
the Advisor and the Independent Manager. If the Client is required to authorize and enter into a wealth management
agreement with an Independent Manage then the terms of such fee arrangements are included in the Independent
Manager’s disclosure brochure and applicable contract[s] with the Independent Manager. The total blended fee,
including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.00% annually.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 0.75% and are billed quarterly
in advance, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are based on the
market value of assets under management at the end of the prior calendar quarter. Fees may be negotiable depending
on the size and complexity of the Plan.
                                                  Stablepoint Partners, LLC
                                    45 Braintree Hill Park, Suite #402, Braintree, MA 02184
                                Phone: (781) 654-4600 | Website: https://stablepointpartners.com

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the month. The amount due is calculated by applying the monthly rate (annual
rate divided by the number of days in the year, multiplied by the number of days in the month) to the total assets under
management with Stablepoint Partners at the end of the prior month. Clients will be provided with a statement, at least
quarterly, from the Custodian reflecting deduction of the wealth management fee. Clients are urged to review the
brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written
authorization permitting advisory fees to be deducted by Stablepoint Partners to be paid directly from their account[s]
held by the Custodian as part of the wealth management agreement and separate account forms provided by the
Custodian.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees may include Stablepoint
Partners’ wealth management fee (as noted above) plus investment management fees and/or platform fees charged
by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the Advisor may
assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s account[s].

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of
the Client’s account[s]. Stablepoint Partners includes Covered Costs as part of its overall wealth management fee
through the Stablepoint Partners Wrap Fee Program. Securities transaction fees for Client-directed trades may be
charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to Stablepoint Partners for wealth management services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
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Item 7 – Types of Clients

Stablepoint Partners offers wealth management services to individuals, high net worth individuals, trusts, estates,
charitable organizations, businesses, and retirement plans. Stablepoint Partners generally does not impose a
minimum relationship size.