PCG Wealth Advisors LLC

•     Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly in advance or in arrears pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on the market value of assets under management at the
end of the prior calendar quarter. Investment advisory fees are determined by the nature and complexity of each
Client’s circumstances not to exceed 1.60%

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with Advisor. All securities held in accounts managed by
the Advisor will be independently valued by the designated Custodian. The Advisor will not have the authority or
responsibility to value portfolio securities.

                                                    PCG Wealth Advisors
                                   5700 W. 112th Street, Suite 120, Overland Park, KS 66211
                                         Phone: (913) 323-3112 | Fax: (913) 323-3109

The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs and
expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
commissions, fees, and costs.

Financial Planning Services
PCG Wealth Advisors offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly
engagements range up to $500 per hour. Fixed fee engagement fees range up to $10,000. Fees may be negotiable
based on the nature and complexity of the services to be provided and the overall relationship with the Advisor.

Retirement Plan Consulting Fees
Retirement Plan Consulting Fees are based on a percentage of the assets held in the Plan (up to 1.6% annually),
on an hourly basis (up to $400 per hour), or on a flat rate basis, as negotiated between the Plan and the IAR.
Fees will be payable to PCG Wealth Advisors in advance or in arrears on the frequency (e.g., quarterly, monthly,
etc.) agreed upon among the client, PCG Wealth Advisors, and the IAR. If asset-based fees are negotiated,
payment generally will be based on the value of the Plan assets as of the close of business on the last business
day of the period as valued by the custodian of the assets. However, if the fee is paid by the Plan or the client
through a third-party service provider, such fee will be calculated as determined by the provider. If the fee is paid
prior to the services being provided, the Plan will be entitled to a prorated refund of any prepaid fees for services
not received upon termination of the client agreement.

Clients incur fees and charges imposed by third parties other than PCG Wealth Advisors. These third-party fees
can include fund or annuity sub-account management fees, 12b-1 fees and administrative servicing fees, plan
recordkeeping and other service provider fees. Further information regarding charges and fees assessed by a
fund or annuity are available in the appropriate prospectus.

If a client engages PCG Wealth Advisors to provide ongoing investment recommendations to the Plan regarding
the investment options (e.g., mutual funds, collective investment funds) to be made available to Plan participants,
clients should understand that there generally will be two layers of fees with respect to such assets.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or directly by the custodian and deducted from the Client’s
account[s] by the Custodian. Depending on the Custodian, the Advisor shall send an invoice indicating the amount
of the fees to be deducted from the Client’s account[s] or such fees will be deducted by a direct agreement with the
custodian. The amount due is calculated by applying the quarterly rate (annual rate divided by 4) to the total assets
under management with the Advisor at the end of the prior (if advance billing)] or the beginning of the new quarter
(if in arrears). Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction
of the investment advisory fee. Each Client will be provided with a report itemizing the fee, including the calculation
period covered by the fee, the account value and the methodology used to calculate the fee. It is the responsibility
of the Client to verify the accuracy of these fees as listed on the Custodian’s brokerage statement as the Custodian
does not assume this responsibility. Clients provide written authorization permitting the Advisor to be paid directly
from their account[s] held by the Custodian as part of the investment advisory agreement and separate account
forms provided by the Custodian.

Financial Planning Services
Financial planning fees are generally invoiced up to fifty percent (50%) of the expected total fee upon execution of
the financial planning agreement. The balance shall be invoiced upon completion of the agreed upon deliverable[s].

Retirement Plan Services
The Plan will pay an advisory fee to the fund manager and other expenses as a shareholder of the fund. The
client also will pay PCG Wealth Advisors a fee for its investment recommendation services. Therefore, clients
could generally avoid the second layer of fees by not using the advisory services of PCG Wealth Advisors and by
making their own decisions regarding the investment.

                                                   PCG Wealth Advisors
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•     Item 7 – Types of Clients

The Advisor offers investment advisory services primarily to individuals, high net worth individuals charitable
organizations, and, pension and profit sharing plans, and corporations. The percentage of each type of Client is
available on the Advisor’s Form ADV Part 1A. These percentages may change over time and are updated at
least annually by the Advisor. The Advisor generally does not impose a minimum account size for establishing a
relationship.