Alteri Wealth LLC

Item 5 - Fees and Compensation

Alteri charges fees based on a percentage of assets under management. For estate planning fees, Alteri may
charge a flat fee. The specific fees charged by Alteri for services provided will be set forth in each client’s
agreement.

     A. Advisory Services

Investment Management Services
Alteri charges an annual advisory fee that is agreed upon with each client and set forth in an agreement
executed by Alteri and the client. The advisory fee for the initial month shall be paid, on a pro rata basis,
in arrears, based on the value of the net billable assets under management at the end of such initial month.

Alteri Wealth                                                                 Disclosure Brochure

For subsequent months, the advisory fee shall be paid, in advance, based on the asset value of the client’s
accounts as of the last business day of the preceding month as provided by third-party sources, such as
pricing services, custodians, fund administrators, and client-provided sources For purposes of fee
calculation, assets under management include cash and cash equivalents. Alteri’s maximum annual
advisory is 1.5% (per annum). As provided above in Item 4, unless otherwise provided in the agreement
with a client, the investment advisory fees charged by any designated External Managers are paid by Alteri
and, therefore, are not in addition to the the annual advisory fee charged by Alteri.

Notwithstanding the foregoing, Alteri and the client may choose to negotiate an annual advisory fee that
varies from the range set forth above. Factors upon which a different annual advisory fee may be based
include, but are not limited to, the size and nature of the relationship, the services rendered, the nature and
complexity of the products and investments involved, time commitments, and travel requirements. The
advisory fee charged by the Firm will apply to all of the client’s assets under management, unless
specifically excluded in the client agreement. The advisory fee includes the financial planning services
described above. Although Alteri believes that its fees are competitive, clients should understand that lower
fees for comparable services may be available from other sources and firms.

The investment advisory agreement between Alteri and the client may be terminated at will by either Alteri
or the client upon written notice. Alteri does not impose termination fees when the client terminates the
investment advisory relationship, except when agreed upon in advance.

Estate Planning Services
Alteri will calculate the estate planning fee based on the client’s specific estate planning needs, nature of
service and on the complexity of those circumstances. All fees are agreed upon in this written agreement.

     B. Payment of Fees

Alteri generally deducts its advisory fee from a client’s investment account(s) held at his/her custodian.
Upon engaging Alteri to manage such account(s), a client grants Alteri this limited authority through a
written instruction to the custodian of his/her account(s). The client is responsible for verifying the accuracy
of the calculation of the advisory fee; the custodian will not determine whether the fee is accurate or
properly calculated.

Although clients generally are required to have their investment advisory fees deducted from their accounts,
in some cases, Alteri will directly bill a client for investment advisory fees if it determines that such billing
arrangement is appropriate given the circumstances.

The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating
separate line items for all amounts disbursed from the client's account(s), including any fees paid directly
to Alteri.

Clients may make additions to and withdrawals from their account at any time, subject to Alteri’s right to
terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to
liquidate transferred securities or decline to accept particular securities into a client’s account. Clients may
withdraw account assets at any time on notice to Alteri, subject to the usual and customary securities
settlement procedures. However, the Firm generally designs its portfolios as long-term investments and the

Alteri Wealth                                                               Disclosure Brochure

withdrawal of assets may impair the achievement of a client’s investment objectives. Alteri may consult
with its clients about the options and implications of transferring securities. Clients are advised that when
transferred securities are liquidated, they may be subject to transaction fees, short-term redemption fees,
fees assessed at the mutual fund level (e.g. contingent deferred sales charges) and/or tax ramifications.

     C. Clients Responsible for Fees Charged by Financial Institutions and External Money
        Managers

In connection with Alteri’s management of an account, a client will incur fees and/or expenses separate
from and in addition to Alteri’s advisory fee. These additional fees may include transaction charges and the
fees/expenses charged by any custodian, mutual fund, ETF, limited partnership, transfer taxes, odd lot
differentials, exchange fees, interest charges, ADR processing fees, and any charges, taxes or other fees
mandated by any federal, state or other applicable law, retirement plan account fees (where applicable),
margin interest, brokerage commissions, mark-ups or mark-downs and other transaction-related costs,
electronic fund and wire fees, and any other fees that reasonably may be borne by a brokerage account.

As referenced above, unless otherwise provided in the agreement with a client, the investment advisory fees
charged by any designated External Managers are paid by Alteri and, therefore, are not in addition to the
the annual advisory fee charged by Alteri. If provided for in the agreement with a client, the client will be
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Item 7 - Types of Clients

Alteri provides discretionary and non-discretionary investment management services to affluent individuals
and families, including, business owners, athletes, physicians, entrepenuers, and entertainment industry
executives, as well as entities, including, but not limited to, family offices, trusts, estates, private
foundations, and qualified retirement plans. Alteri does not impose a minimum portfolio size or a minimum
initial investment to open an account. However, Alteri does reserve the right to accept or decline a potential
client for any reason in its sole discretion.