BCWM LLC

Fees and Compensation

BCWM’s fee includes compensation for the advisory and consulting services provided by
BCWM, trade entry and other account-related services. There are no redemption/exit
fees or transaction fees charged by BCWM. However, the custodian may charge
custodial fees, transaction fees, redemption fees or commissions. These fees are
independent of BCWM’s fees and should be disclosed by the custodian.

In addition, all fees paid to BCWM for investment advisory services are separate from any
fees and expenses charged to shareholders of mutual fund shares, mutual fund
companies or exchange traded funds. A complete explanation of the expenses
charged by these entities is contained in each fund’s prospectus.

The fees for accounts are based on an annual percentage of assets under
management. The fees are applied to the account asset value on a pro-rated basis,
billed quarterly in advance. The initial fee will be based upon the date the account is
accepted for management by execution of the investment advisory contract by BCWM
or when the assets are transferred through the last day of the current calendar quarter.
Thereafter, the fee will be based on the market value of the account on the last day of
the previous calendar quarter and will cover the period from the first day of the calendar

quarter through the last day of the calendar quarter. The market value will be
determined as reported by the Custodian. Fees are assessed on all assets under
management, including securities, cash and money market balances. Margin debit
balances do not reduce the value of assets under management.

Fees will generally follow the schedule of assets under management outlined below. In
certain circumstances, fees may be negotiated.

   Market Value of the         Annual Management               Quarterly Management
   Managed Assets                     Fees%                           Fee%

   $0 to $500,000                      1.20%                          0.30%
   $500,001 to $1,000,000      plus    1.10%                          0.275%
   $1,000,001 to $2,000,000    plus    1.00%                          0.25%
   $2,000,001 to $3,000,000    plus    0.85%                          0.2125%
   $3,000,001 to $5,000,000    plus    0.75%                          0.1875%
   $5,000,001 and over         plus    0.65%                          0.1625%

The client authorizes BCWM to debit their account quarterly for BCWM’s fee. If the client's
accounts do not have sufficient funds or are restricted from direct withdrawal (e.g.,
401(k) plan assets) an invoice will be provided or another account under our
management will be debited. The quarterly fee is due within 30 days of the date of the
invoice.

Investment advisory contracts provide termination provisions with or without cause within
given stipulated time periods. Upon termination, the client is responsible for monitoring
the securities in his or her account, and BCWM as investment adviser will have no further
obligation to act or advise with respect to those assets. Either BCWM or the client, upon
written notice from the terminating party or the other party, may terminate the client
agreement. The advisory agreement will not automatically terminate in the event of a
client’s death, disability or incompetence. The guardian, conservator, attorney-in-fact,
or other authorized representative may terminate the advisory agreement. If the client
agreement is terminated prior to the last day of the calendar quarter, a prorated portion
of the fee paid for that quarter based on the number of days remaining would be
refunded to the client. If the refund is not received by the client within 30 days of
termination, the client should contact BCWM at 913-685-2300.

The custodian will send to the client a statement, at least quarterly, indicating all the
amounts disbursed from the account including the amount of advisory fees.

Performance-Based Fees and Side-By-Side Management

BCWM and any of our supervised persons do not accept performance-based fees, this is,
fees based on a share of capital gains on or capital appreciation of the assets of a
client.

Types of Clients

BCWM offers investment supervisory services for investment accounts and furnishes
investment advice through consultations to high-net-worth individuals and families,
endowments and foundations, profit sharing plans, trusts, estates, charitable
organizations and corporations.

BCWM requires a minimum of $500,000 in/of investment assets to establish a relationship.
At our discretion BCWM may accept accounts below the minimum.

Methods of Analysis, Investment Strategies and Risk of Loss

The method of analysis BCWM will utilize includes: charting, fundamental, technical and
cyclical.

Investment strategies that could be utilized by BCWM include short and long-term
purchases, margin transactions and option writing, including covered options,
uncovered options or spreading strategies. Investing in securities involve risk of loss that
clients should be prepared to bear. For further explanation of the material risks related to
each investment strategy, clients should contact the Chief Investment Officer at 913-685-
2300.

In order to analyze different securities, BCWM uses a variety of information including but
not limited to, financial newspapers and magazines, inspections of corporate activities,
research materials prepared by others, corporate rating services, timing services, annual
reports, prospectuses, SEC filings and company press releases. Much of this data is
retrieved from the Bloomberg terminal located on our premises.

BCWM applies the principals of asset allocation. BCWM believes that asset allocation is a
key factor to long-term portfolio performance (i.e., the proper allocation and
diversification of investments among cash equivalents, fixed income assets, equities and
trading strategies). Asset allocation means more than just “diversification”. Many
investors have broadly diversified portfolios that have very little relevance to their true
objectives. BCWM tailors its client’s portfolios to meet individual needs and personal
goals. BCWM does not recommend primarily, any particular type of security.