Harvest Financial Advisors LLC

5. Fees & Compensation
 The specific manner in which HFA charges fees is established in the client’s written agreement with HFA. HFA
 will charge fees quarterly in advance. Clients may elect to be billed directly for the fees or to authorize HFA to
 directly debit fees from client accounts. If a client agrees to have fees withdrawn from a custodian account,
 the custodian will require that written authorization as well. A client may, in a written notice, request to be
 billed directly by HFA for fees. The professional advisory relationship may be terminated by either HFA or the
 client upon thirty (30) days’ written notice and a pro-rata refund will be given. However, should the client
 terminate the agreement within five (5) business days of signing the contract, a full refund of any prepaid
 fees will be given. Fees may be negotiable at the discretion of the adviser, in certain circumstances.

                                                  FEE SCHEDULE

          Size of Account                                                                 Annual Fee

          $500,000* – $1,000,000                                                            1.00%

          Amounts between $1,000,001 – $2,000,000                                           0.90%

          Amounts between $2,000,001 – $5,000,000                                           0.80%

          Amounts between $5,000,001 – $20,000,000                                          0.60%

          Amounts $20,000,000 and above                                                     0.50%

          *Below $500,000 incurs a minimum client fee of $5,000 per year

7. Types of Clients

 Harvest offers its Advisory and/or Planning and/or Consulting services to individuals, trusts, estates,
 corporations, and other legal entities.

 HFA requires a minimum account size of $500,000.                HFA may waive this requirement in certain
 circumstances.