Beck Bode LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

Our Advisory fee is based on a percentage of the assets under management, including
cash and money market positions, and is assessed quarterly, in advance, as negotiated
between the client and our representative at an annual rate not to exceed 3%. It is
calculated using the market value of the account, as of the last business day of the prior
billing period. The final fee schedule will be memorialized in the client’s Investment
Advisory Agreement. Clients may terminate the agreement for a full refund of the
advisory fee within five business days of signing the Investment Advisory Agreement.
Thereafter, clients may terminate the Investment Advisory Agreement generally with 30
days' written notice.

Advisory Fee Description

Our advisory fee covers ongoing financial advisory and discretionary investment
management services. These services may include, but are not limited to financial
planning, investment policy, asset allocation, behavioral investment counseling, tax
planning, insurance planning, estate planning, and college planning.

At our sole discretion, we may coordinate additional services on behalf of select
individuals and families, such as personal tax preparation, legal, and private banking
services. These service offerings may be provided by professionals affiliated with and/or
unaffiliated with Beck Bode depending on the needs of the client. The client is under no
obligation to engage the services of any such recommended professional, retains absolute
discretion over all such implementation decisions, and is free to accept or reject any
recommendations from representatives of Beck Bode.

Additional services may also include exclusive access to quarterly newsletters, webinars,
seminars, and client events. In the event that a client requires extraordinary legal, tax, or
other financial planning and/or consultation services (to be determined at our sole
discretion), we may determine to charge for such additional services, the dollar amount
of which shall be set forth in a separate written notice to the client.

Performance-Based Fees for Portfolio Management

Beck Bode does not charge performance-based fees, that is, fees based on a share of capital
gains or capital appreciation of assets (such as a client that is a hedge fund or other pooled
investment vehicles).

Subadviser Services Fees

Beck Bode may also act as a subadviser to unaffiliated third-party advisers. The notice of
termination requirement and payment of fees for subadviser services will depend on the
specific third-party investment adviser engaging Beck Bode as subadviser. This
relationship will be memorialized in each contract between Beck Bode and each third-
party adviser. The fees will not exceed any limit imposed by any regulatory agency.

Pension Consulting Services Fees

Pension Plan consulting fees may be based on a percentage of the assets held in the Plan,
or on a flat rate basis, as negotiated between the Plan and our representative. If based on
a percentage of assets held in the Plan, our annual fee for retirement plan consulting will
not exceed 3%. Fees will be payable to us in advance or in arrears on the frequency (e.g.,
quarterly, monthly, etc.) agreed upon. If asset-based fees are negotiated, payment
generally will be based on the value of the Plan assets as of the close of business on the
last business day of the period as valued by the custodian of the assets. However, if the
fee is paid by the Plan or the client through a third-party service provider, such fee will be
calculated as determined by the provider. If the fee is paid prior to the services being
provided, the Plan will be entitled to a prorated refund of any prepaid fees for services not
received upon termination of the client agreement.

If a Plan engages us to provide ongoing investment recommendations to the Plan
regarding the investment options (e.g., mutual funds, collective investment funds) to be
made available to Plan participants, you should understand that there generally will be
two layers of fees with respect to such assets. The Plan may pay an advisory fee to the fund
manager and other expenses as a shareholder of the fund. The Plan will also pay us a fee
for the investment recommendation services.

If a Plan makes available a variable annuity as an investment option, there are mortality,
expense and administrative charges, fees for additional riders on the contract and charges
for excessive transfers within a calendar year imposed by the variable annuity sponsor. If
a Plan makes available a pooled guaranteed investment contract (GIC) fund, there are
investment management and administrative fees associated with the pooled GIC fund.

Fees for Other Services
Certain non-investment services, including accounting services, may be subject to
separate fees as agreed in writing.

Financial Planning Fees

Fixed Fees

The negotiated fixed rate for creating client financial plans is from $500 to $12,000.

Hourly Fees

Beck Bode does not negotiate hourly fees for financial planning or investment services.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in advance.

Payment of Performance-Based Fees

Beck Bode does not engage in Performance-based Fees.

Payment of Subadviser Fees

Subadviser fees may be withdrawn from clients’ accounts or clients may be invoiced for
such fees, as disclosed in each contract between Beck Bode and the applicable third-party
adviser.

Payment of Pension Consulting Services Fees

Pension consulting fees are withdrawn directly from the client’s accounts with plan
...

Item 7: Types of Clients
Beck Bode generally provides advisory services to the following types of clients:

       ❖       Individuals & Families
       ❖       401(k) Pension and Profit-Sharing Plans

There is no account minimum for any of Beck Bode’s services.