Broadway Wealth Solutions Inc

Item 5: Fees and Compensation
Under an investment advisory contract signed by each Client, the Client will pay BWSI an
annual management fee, payable quarterly in arrears based on the fair market value of
portfolio assets under management on the last business day of the quarter, including assets
held away.

The rates are tiered based on the asset value, as shown in the table below. New Client fees
will be prorated from the inception of the agreement to the end of the first quarter and Clients
closing accounts will have fees prorated from the first day of the quarter to the date the closing
request is processed.

Account Value Annual Fee
 Asset Level                                      Annual Fee
 first $1 million                                 1.00%
 next $1 million                                  0.80%
 next $3 million                                  0.60%
 over $5 million                                  0.50%

Under certain circumstances, at the sole discretion of the Advisor, advisory fees may be
negotiated.

Minimum Account Size
Broadway's preferred minimum account size is $60,000, which may be waived by the
Advisor based on the individual needs and circumstances of the Client.

Financial Planning Fees
Financial planning services described in Item 4 are included in the asset-based advisory fee and are
not charged separately

Direct Indexing Fee Structure
For clients utilizing our First Trust Direct Indexing Strategy, the fee structure consists of two
separate components:

1. BWSI Advisory Fee: Our firm charges its standard advisory fee as described in the "Advisory
Fees" section above. The same fee schedule, billing methods, and terms apply to accounts utilizing
the First Trust Direct Indexing Strategy.

2. First Trust Sub-Advisory Fee: In addition to our advisory fee, clients will be charged a separate
sub-advisory fee by First Trust Advisors LP ("First Trust"). This fee is billed directly by First Trust
and covers their direct indexing portfolio management services.

First Trust's current fee schedule is: The advisory fee rate will be 0.30% of account value per year,
with a minimum fee of $1,500 per account per year. By default, advisory fees will be directly
deducted from the End Client account by the qualified custodian.

Total Fee Considerations:
• The combined fee for this strategy will be the sum of our standard advisory fee plus First
Trust's sub-advisory fee, as shown above.

• BWSI's fee is calculated and billed payable quarterly in arrears based on the fair market value
of portfolio assets under management, including assets held away, at the end of the entire
quarter

• First Trust's fee is calculated and billed quarterly in advance and will appear as a separate
line item on client statements.

• Clients should be aware that the total fees for this strategy will be higher than our standard
advisory fee alone.

• The combined annual fee for a client using the First Trust Direct Indexing Strategy will range
from approximately .80% -1.30%, depending on asset levels.

• The minimum account size for this strategy is $500,000

Additional Fee Considerations:
• All additional costs described in our general fee section also apply to this strategy.

• BWSI does not receive any portion of First Trust's fee, nor do we receive compensation for
referring clients to First Trust's direct indexing program

• Clients should review First Trust's Form ADV Part 2A, which we provide to all clients
considering this strategy, for complete details on their fee structure and billing practices.

• Clients may also incur separate custodial fees, brokerage commissions, and transaction
costs.

• While direct indexing aims to reduce embedded capital gains exposure, tax-loss harvesting
services may result in increased trading activity and associated transaction costs.

Fee Payment and Deduction
Asset management fees will be directly deducted from Client assets quarterly in arrears by the
qualified custodian. The Client will give written authorization permitting the Advisor to be paid
directly from their account held by the custodian. Clients will receive account statements from
the custodian at least quarterly showing all fees deducted and the fee calculation.

Deduction of Account Fees
All fees incurred by the Account will be paid from the cash balance or by selling shares of a
money market mutual fund. If the Account does not have a sufficient cash balance or enough
money market mutual fund shares to cover the fees, securities may be liquidated as necessary
pursuant to the client's authorization in the advisory agreement. Clients will be notified when
securities are liquidated to pay fees. Selling securities to pay fees may incur transaction costs
and could create tax consequences for the Client. Alternatively, BWSI may send a billing invoice
to the client requesting payment for services rendered.

Retirement Account Fees
The Advisor's annual investment advisory fee for retirement investor Clients follows the same
tiered fee schedule shown above.

Termination and Refund Policy
For the Advisor's services described in Item 4 – Advisory Business, the Client may terminate
these services within five business days of the effective date of an Agreement signed with the
Advisor without any payment of the Advisor's fee.
After the five-day period, either party may terminate the advisory agreement at any time by
providing written notice to the other party. Upon termination, clients will be charged only for
services provided through the termination date, calculated on a prorated basis. Any fees for
services not yet rendered will not be charged. All fees paid to BWSI for completed investment
advisory services rendered prior to the effective date of termination are not subject to refund.

Other Fees and Expenses
In addition to our advisory fees, clients will incur additional fees and expenses including:
• Brokerage commissions and transaction fees charged by the custodian
...

Item 7: Types of Clients

BWSI generally provides investment advice and investment supervisory services to the
following types of Clients:
            • Individuals
            • Conservatorships and guardianships
            • Charitable organizations, trusts, and estates
            • Corporations and other businesses
            • Retirement Investors