Finivi Inc

ITEM 5 – FEES AND COMPENSATION

Finivi offers services on a fee basis, including fixed and hourly fees and fees based upon assets under
management. For all planning and consulting services noted below, the firm does not take receipt of $1,200 or
more in prepaid fees in excess of six months in advance of services rendered.

Financial Planning and Consulting Fees
Finivi provides standalone financial planning and consulting services under hourly and fixed-fee arrangements.
This fee varies based on the type of client, the services requested, the complexity of the client’s situation, and
other advisory services provided, among other factors.

Before commencing financial planning services, the client must enter into an agreement outlining the fees that will
be charged. The terms and conditions of the financial planning and consulting engagement are outlined in the
Advisory Agreement. For Comprehensive Financial Planning Services, Finivi requires one-half of the fee
(estimated hourly or fixed) payable upon execution of the Advisory Agreement with the outstanding balance being
due upon delivery of the financial plan or completion of the agreed-upon services. Modular Planning and
Consulting Services Fees are payable in advance and before any services are provided.

Comprehensive Financial Planning

Comprehensive Financial Planning fees are based on the scope, complexity, and professional rendering of the
financial planning services, but typically the negotiable fees range from $200 - $350 on an hourly basis or $1,500
- $25,000 on a fixed fee basis.

Modular Financial Planning and Consulting Services

Modular Financial planning and consulting fees are based on the scope, complexity, and professional rendering the
financial planning or consulting services, but typically the negotiable fees range from $200 - $350 on an hourly basis,
billed in 15-minute increments, or $749 - $7,499 on a fixed fee basis.

Estate Planning Services Fees

Fees for standalone estate planning services vary depending on the scope and nature of the requested services
and typically range from 1,000 to 5,000 dollars. Fees are payable in advance of any estate planning services
being rendered.
Through its partnership with an independent third-party firm, Wealth Inc. ("Wealth"), Finivi may cover the cost
of client access to Wealth's estate planning platform. This platform enables clients to independently create
essential estate planning documents tailored to their needs. To use Wealth's services, the client must agree to
the terms and conditions available at wealth.com.
Clients can also access attorney consultations through Wealth's vetted network of estate planning attorneys
across various jurisdictions for an additional fee. These attorney fees are charged directly by Wealth and are
separate from Finivi's estate planning services, subject to their own terms and conditions. Finivi does not receive
any compensation from third parties, including Wealth, under these arrangements
The terms and conditions of the estate planning services elected are outlined in the Advisory Agreement.

Family Meetings Services Fees

The fees for standalone Family Meeting Services depend on the scope and nature of the requested services,
including the agenda's complexity, the number of meetings, and the meeting location. These services are
provided on a fixed-fee basis, ranging from $1,200 to $5,000, plus any applicable expenses. Payment must be
made in advance before any Family Meeting services are delivered.

If the client requests additional services beyond the original agreement's scope, these will be billed separately
at an hourly rate of $200 to $350. Charges for these additional services are calculated in 15-minute increments
and are negotiable.

Financial Education Workshops and Speaking Engagements

Fees for in-person workshops and speaking engagements for groups, clubs, and organizations may occasionally
be offered for free or with fees ranging from $749 to $25,000, plus expenses, depending on the topic, the number
of attendees, and the presenter. Additionally, per participant fees may range from $25 to $149. Personal
consultations with a Finivi Financial Advisor can be offered for a negotiable fee ranging from $0 - $249 per
participant. Generally, 50% of the quoted fees are payable before services commence, with the balance due
upon completion of the workshop, webinar, or speaking engagement.

Investment Management Fees
Finivi offers investment management services for an annual fee based on the amount of assets under the Firm's
management. The blended management fees indicated below include an "Advisor Fee" charged by Finivi Inc.
and a 'Platform" or "Sponsor" fee charged by Envestnet Asset Management Inc., the "Platform Manager," equal
to .06%. A minimum annual platform fee of $100 will be applied. As a result of applying the $100 minimum
annual platform fee, the base fees indicated below may be higher for client accounts with balances below
$166,667.

Fixed Income Portfolios

                        PORTFOLIO VALUE                        ANNUAL
                                                                RATE
                           First $250,000                       1.00%
                           Next $250,000                        0.95%
                           Next $250,000                        0.90%
                           Next $250,000                        0.85%
                          Next $1,000,000                       0.80%
                          Next $3,000,000                       0.70%
                       Amounts above $5,000,000                 0.65%

Equity Portfolios

                          PORTFOLIO VALUE                            ANNUAL
                                                                      RATE

                               First $250,000                           1.50%
                               Next $250,000                            1.40%
...

ITEM 7 – TYPES OF CLIENTS

Finivi offers services to individuals, pension and profit- sharing plans, trusts, estates, charitable organizations,
corporations, and business entities. Clients eligible to enroll in the Program include individuals, IRAs, and
revocable living trusts. Clients that are organizations (such as corporations and partnerships) or government
entities and clients subject to ERISA are not eligible for the Program.

Minimum Account Value
The Firm does not have a hard minimum for starting and maintaining an investment management relationship. Still,
it may not provide its complete investment management services to clients with less than a portfolio value of $50,000.
The minimum account balance to enroll in the tax-loss harvesting feature is $50,000. The Program Brochure
describes related minimum required account balances for maintenance of the account, automatic rebalancing,
and tax-loss harvesting.