Chlastawa Allan Frank

Item 5 – Fees and Compensation

Fees and other compensation may be based in whole or in part and may include one or more of the
following:

1. Investment advisory fees - schedule as follows:

Client Assets                                          Annual Fee (%) for all assets
On the first $ 1,000,000                               1.00 %
On the next $ 1,000,000                                0.75 %
On all amounts in excess of $ 2,000,000                0.50 %

Fees are calculated quarterly, based upon the asset value of clients individual account(s) on the last day
of each quarter, with appropriate pro-ration for interim additions or withdrawal of funds (with the exception
of de minimis amounts). Fees are billed in arrears, generally either quarterly, semi-annual or annually,
depending upon account size and as agreed in advance with clientele.

2. Hourly fees

3. Other compensation, payable in arrears, may be negotiated and mutually agreed upon and determined
by the anticipated and/or actual extent of such services, special assignments, consultations or advice to
be rendered and the estimated time and complexity involved. Estimates may be provided and it is
understood that unknown variables and unanticipated circumstances may arise throughout an
engagement necessitating compensation and assignment scope adjustments. Estimates are not
guaranteed.

All fees and compensation are subject to negotiation. Clients may elect to be invoiced directly for fees
incurred or to authorize in advance, Advisors custodian to directly debit fees from designated client
investment/brokerage account(s). Upon termination of services, any earned, unpaid fees will be due and
payable. The client has the right to terminate any service or agreement without penalty at any time. There
is no assurance that clients objectives will be realized or desired results achieved.

Advisors fees are exclusive of brokerage commissions, transaction fees, and other related costs and
expenses. Clients may incur certain charges imposed by custodians, brokers, third party investment and
other third parties such as fees charged by managers, custodial fees, deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer, electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. Mutual funds and exchange traded funds also charge internal
management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions are
exclusive of and in addition to Advisors fee. As a “fee-only” financial planner, Advisors compensation is
derived solely from fees paid by clients; no commissions or other financial remuneration is accepted from
custodians, brokers, third party investment and other third parties, mutual funds or exchange traded
funds.

Item 12 below further describes factors that are considered in selecting or recommending broker-dealers/
custodians for client transactions and determining the reasonableness of compensation (e.g.
commissions).

Item 7 – Types of Clients

Advisor generally provides investment advice to individuals, families, trusts, estates, businesses, pension
and profit sharing plans and non-profit organizations. Client relationships and engagements vary in
scope, services rendered and compensation received. Advisor does not impose minimum fee or account
balance requirements for opening or maintaining an account(s).