Commons Capital LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Investment advisory fees are paid monthly, in advance of each month, pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on the market value of assets under management at the
end of the prior month. Investment advisory fees range from 2.00% to 0.25% based on several factors, including:
the complexity of the services to be provided, the level of assets to be managed, and the overall relationship with
the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions, and other
complexities may be charged a higher fee.

The investment advisory fee in the first month of service is prorated to the inception date of the account[s] to the
end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Commons Capital will be independently valued by the Custodian. Commons Capital will conduct periodic
reviews of the Custodian’s valuations to ensure accurate billing.

Financial Planning Services
Commons Capital offers financial planning services for a fixed fee of up to $2,000, due upon completion of the
engagement deliverables. Fees may be negotiable based on the nature and complexity of the services to be
provided and the overall relationship with the Advisor. Fees may be reduced if the Client chooses to execute its
financial plan with Commons Capital for ongoing advisory services. An estimate for total costs will be determined
prior to establishing the advisory relationship.

                                                   Commons Capital, LLC
                                     254 Second Avenue, Suite 130, Needham, MA 02494
                                        Phone: (617) 431-7200 * Fax: (857) 401-9207
                                                https://www.commonsllc.com/

B. Fee Billing
Wealth Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the respective month-end date. The amount due is calculated by applying the
monthly rate (annual rate divided by 12) to the total assets under management with Commons Capital at the end of
the prior month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction
of the investment advisory fee. Clients provide written authorization permitting advisory fees to be deducted by
Commons Capital directly from their account[s] held by the Custodian as part of the investment advisory agreement
and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning and consulting fees are invoiced upon completion of the engagement deliverable[s] and are due
upon receipt.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of
the Client’s account[s]. Commons Capital includes securities transactions as part of its overall investment advisory
fee through the Commons Capital Wrap Fee Program. Securities transaction fees for Client-directed trades may be
charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to Commons Capital for investment advisory services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage, and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of Commons
Capital, but would not receive the services provided by Commons Capital which are designed, among other things,
to assist the Client in determining which products or services are most appropriate for each Client’s financial
situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees
charged by Commons Capital to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage
Practices for additional information.

D. Advance Payment of Fees and Termination
Wealth Management Services
Commons Capital is compensated for its services in advance of the month, before investment advisory services are
rendered. Either party may terminate the investment advisory agreement, at any time, by providing advance written
notice to the other party. The Client may also terminate the agreement within five (5) business days of signing the
Advisor’s investment advisory agreement at no cost to the Client. After the five-day period, the Client will incur
charges for bona fide advisory services rendered to the point of termination, and such fees will be due and payable
by the Client. The Advisor will refund any unearned, prepaid investment advisory fees from the effective date of
termination to the end of the month. The Client’s investment advisory agreement with the Advisor is non-
transferable without the Client’s prior consent.

Financial Planning Services
Commons Capital is compensated for its financial planning services upon completion of the engagement
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Item 7 – Types of Clients

Commons Capital offers investment advisory services to individuals, high net worth individuals, families, trusts,
and estates. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts
may change over time and are updated at least annually by the Advisor. Commons Capital generally does not
impose a minimum relationship size.