Compass Wealth Management LLC

Item 5 Fees and Compensation
General Fee Information
Fees paid to Compass are exclusive of all custodial and transaction costs paid by the client to the
client's custodian, brokers or other third party consultants. Please see Item 12 - Brokerage Practices
for additional information. Fees paid to Compass are also separate and distinct from the fees and
expenses charged by mutual funds, ETFs (exchange traded funds) or other investment pools to their
shareholders (generally including a management fee and fund expenses, as described in each fund's
prospectus or offering materials). The client should review all fees charged by funds, brokers,
Compass and others to fully understand the total amount of fees paid by the client for investment and
financial-related services.

The broker/dealer recommended by Compass offers various securities (typically limited to open ended
mutual funds) with no transaction fees assessed if the particular securities are traded. However, there
is a holding period required or a transaction charge will be assessed by the broker/dealer. Compass
does not share in the transaction fees. The holding period will range from 90 days to six months.
Compass does not purchase or sell securities based on the security having no transaction fees and
does not decide to hold a security longer as a result of a security not satisfying the holding period.

Portfolio Management Fees
For Equity and Balanced Portfolios (Growth, Moderate and Conservative Asset Allocation Models), the
annual fee schedule is based on a percentage of assets under management as follows:

First $1,000,000                       1.25%
Next $1,000,000                        1.00%
Next $3,000,000                        0.85%
Next $5,000,000                        0.75%
Over $10,000,000                       0.50%

Compass at its discretion, negotiates special fee arrangements where Compass deems it appropriate
under the circumstances. Compass will household a client's accounts to determine fees

Portfolio management fees are generally payable quarterly, in advance. If management begins after
the start of a quarter, fees will be prorated accordingly. Fee adjustments will be made the following
quarter for any inflows or outflows, per event (i.e. inflows/outflows are not aggregated for the quarterly
period) occurring in the account if the deposit/withdrawal is at least $30,000. Fees are normally debited
directly from client account(s), unless other arrangements are made.

Either Compass or the client may terminate their Investment Management Agreement at any time,
subject to any written notice requirements in the agreement. In the event of termination, any paid but
unearned fees will be promptly refunded to the client based on the number of days that the account
was managed, and any fees due to Compass from the client will be invoiced or deducted from the
client's account prior to termination.

Educational Seminars/Workshops
We do not charge a fee to attend our educational seminars.

Item 7 Types of Clients
Compass' typical clients are high net worth individuals. Compass also serves small businesses.
In general, we require a minimum of $500,000 per household to open an advisory account. At our
discretion, we may waive this minimum account size. For example, we may waive the minimum if you
appear to have significant potential for increasing your assets under our management. We will also
combine account values for you and your minor children, joint accounts with your spouse, and other
types of related accounts to meet the stated minimum.