Crescent City Retirement Group LLC

5: Fees and Compensation) and in our Investment Proposal and Contract (Schedule D:
Schedule of Fees).
The above fees are negotiable. Fees are assessed quarterly in arrears based on the amount of
the assets managed as of the end of the previous quarter and will take into account additions
and withdrawals in the time period. All management fees are withdrawn from the Client’s
account unless otherwise noted. GI will receive written authorization from the Client to
deduct advisory fees from their account held by a qualified custodian. GI will pay Crescent
City their share of the fees. Crescent City does not have access to deduct Client fees. Clients
may terminate their account within five (5) business days of signing the investment advisory
agreement without penalty or obligation. For terminations after the initial five business days,
GI will be entitled to a pro-rata fee for the days service was provided in the final quarter. GI
will pay Crescent City their portion of the final fee.
Incentive Program - GI
In addition to the regular advisory fee, GI has instituted a long-term incentive arrangement
by Crescent City can share in GI’s portion of the management fee. This does not change the
cost to the Client; it is a sharing arrangement paid from GI’s portion of the advisory fee. The
incentive arrangement will be paid annually according to the following table:
     Crescent City Quarterly AUM with GI                Participation rate in GI’s fee
                 $10,000,000                                        3.00%
                 $25,000,000                                       10.00%
                 $50,000,000                                       12.50%
                 $75,000,000                                       15.00%
Once Crescent City reaches and maintains the thresholds listed above, the participation rate
applies to all of the AUM for the quarter.
To receive the incentive award, Crescent City needs to meet two qualifications. First, the
quarter end billable AUM must be above the threshold amounts specified. Second, Crescent
City must be an advisor “in good standing” with GI at the time the annual checks are issued.
“In good standing” means the advisor is proactively placing assets with GI.
This relationship will be disclosed to the Client in each contract between Crescent City and
Third Party Money Manager. Crescent City does not charge additional management fees for
Third Party managed account services. Client's signature is required to confirm consent for
services within Third Party Investment Agreement. Client will initial Crescent City

                               Crescent City Retirement Group, LLC

 Investment Advisory Agreement to acknowledge receipt of Third Party fee Schedule and
 required documents including Form ADV Part 2 disclosures.
 ERISA PLAN SERVICES
 The annual fees are based on the market value of the Included Assets and will not exceed 1%.
 The annual fee is negotiable and will be charged as a percentage of the Included Assets. Fees
 may be charged quarterly or monthly in arrears or in advance based on the assets as
 calculated by the custodian or record keeper of the Included Assets (without adjustments for
 anticipated withdrawals by Plan participants or other anticipated or scheduled transfers or
 distribution of assets). If the services to be provided start any time other than the first day of
 a quarter or month, the fee will be prorated based on the number of days remaining in the
 quarter or month. If this Agreement is terminated prior to the end of the billing cycle,
 Crescent City shall be entitled to a prorated fee based on the number of days during the fee
 period services were provided or Client will be due a prorated refund of fees for days
 services were not provided in the billing cycle.
 The fee schedule, which includes compensation of Crescent City for the services is described
 in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
 however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or
 have fees deducted from Plan Assets. Crescent City does not reasonably expect to receive any
 additional compensation, directly or indirectly, for its services under this Agreement. If
 additional compensation is received, Crescent City will disclose this compensation, the
 services rendered, and the payer of compensation. Crescent City will offset the compensation
 against the fees agreed upon under the Agreement.
Client Payment of Fees
 Investment management fees are billed quarterly, in arrears, meaning that we invoice you
 after the three (3) month billing period has ended. Payment in full is expected within ten (10)
 days following the conclusion of the calendar quarter which the account is being billed for.
 Fees are usually deducted from a designated client account to facilitate billing. The client
 must consent in advance to direct debiting of their investment account.
Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities, and exchange-traded funds. These charges may include mutual fund transactions
 fees, postage and handling and miscellaneous fees (fee levied to recover costs associated with
 fees assessed by self-regulatory organizations). The selection of the security is more
 important than the nominal fee that the custodian charges to buy or sell the security.
 Crescent City, in its sole discretion, may charge a lesser investment advisory fee based upon
 certain criteria (e.g., historical relationship, type of assets, anticipated future earning
 capacity, anticipated future additional assets, dollar amounts of assets to be managed, related
 accounts, account composition, negotiations with clients, etc.).
 For more details on the brokerage practices, see Item 12 of this brochure.
Prepayment of Client Fees
 Fees for ERISA 3(21) services may be billed in advance.
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Item 7: Types of Clients
  Description
   Crescent City generally provides investment advice primarily to individuals in Louisiana and
   other states as allowed by law.
   Client relationships vary in scope and length of service.
  Account Minimums
   Crescent City does not require a minimum to open an account.