Steeloaks Investment Advisers Inc

Item 5 Fees and Compensation

Advisory Fees
SteelOaks, depending upon the engagement, offers its services on a fee basis which may include fixed
fees as well as fees based upon assets under management. Prior to engaging SteelOaks, to provide any
of the foregoing investment advisory services, the client will be required to enter into one or more
written agreements with SteelOaks’ setting forth the terms and conditions under which SteelOaks’ shall
render its services.

In the event the client determines to engage SteelOaks’ to provide investment management services,
SteelOaks’ shall do so on a fee basis. If engaged, SteelOaks’ shall charge an annual fee based upon a
percentage of the market value of the assets being managed by SteelOaks’. SteelOaks’ annual fee is
exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs and
expenses which shall be incurred by the client. However, SteelOaks’ shall not receive any portion of
these commissions, fees, and costs. Unless agreed otherwise with the client, SteelOaks’ annual fee shall
be prorated and charged quarterly, based upon the market value of the assets on the last day of the
previous quarter. SteelOaks’ annual fee shall generally be charged in advance, but may occasionally
be charged in arrears, as agreed upon with clients. The annual fee shall vary (up to 1.25%) depending
upon the market value of the assets under management and the type of investment management
services to be rendered. If fees are charged in advance and you terminate this Agreement after the
commencement of a calendar quarter billing period, the unearned portion of the Management Fee will
be promptly refunded.

SteelOaks’ Agreement and/or the separate agreement with the Financial Institution(s) may authorize
SteelOaks’ through the Financial Institution(s) to debit the client's account for the amount of SteelOaks’
fee and to directly remit that management fee to SteelOaks’ in accordance with applicable custody
rules. The Financial Institution(s) recommended by SteelOaks’ have agreed to send a statement to the
client, at least quarterly, indicating all amounts disbursed from the account including the amount of
management fees paid directly to SteelOaks’.

Separately Managed Accounts
Enhanced Equity & Balanced Management – No Minimum Account Size
 1.25% on first $250,000
 1.00% on next $750,000
 0.75% on next $2 million
 0.50% on next $2 million
 0.40% on next $5 million

                 SteelOaks Investment Adv., Inc. * 135 Palm Drive * Weirton, WV 26062
                 Phone: 304.723.6700       www.steeloaks.com         Fax: 304.723.5999

                                      SteelOaks Investment Advisers, Inc. 2026

Enhanced Equity & Balanced Management – Minimum Account Size $5,000,000
0.50% on first $5 million
0.40% on next $5 million
0.35% on next $40 million
0.25% on next $50 million
0.15% on next $100 million

Fixed Income Management
0.60% on first $2.5 million
0.35% on next $2.5 million
0.30% on next $20 million
0.25% on next $25 million
0.15% on next $50 million

Consulting Services
0.65% on first $2.5 million
0.50% on next $2.5 million
0.35% balance over $5 million

Management fees and minimum account size are negotiable.

Other Fees and Expenses
Clients may incur certain charges imposed by the Financial Institution(s) and other third parties such
as custodial fees, charges imposed directly by a mutual fund or exchange traded fund in the account,
which shall be disclosed in the fund's prospectus (e.g., fund management fees and other fund
expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund
fees, and other fees and taxes on brokerage accounts and securities transactions. Additionally, for
assets outside of any wrap fee programs, clients may incur brokerage commissions and transaction
fees. Such charges, fees and commissions are exclusive of and in addition to SteelOaks’ fee.

Additional Compensation
Other than its advisory fee, SteelOaks Investment Advisers, Inc. does not receive any fees from mutual
funds, ETF’s, custodians or broker/dealers.

                  SteelOaks Investment Adv., Inc. * 135 Palm Drive * Weirton, WV 26062
                  Phone: 304.723.6700       www.steeloaks.com         Fax: 304.723.5999

                                    SteelOaks Investment Advisers, Inc. 2026

Item 7 Types of Clients

Description
SteelOaks Investment Advisers, Inc. is an investment adviser providing consulting and investment
management services to individuals, high net worth individual, pension and profit sharing plans,
trusts, estates, 401-k plans, endowments and foundations, public funds, Taft-Hartley, charitable
organizations, corporations and municipalities.

Minimum Account Size
Please see Item 5 Fees and Compensation.