Endeavor Wealth Advisors LLC

Item 5 – Fees and Compensation

Investment Advisory Services

Most clients choose to have EWA manage their assets on a discretionary basis to obtain ongoing
in-depth advice and financial planning. Most aspects of the client’s financial affairs are reviewed.
Realistic and measurable goals are set and objectives to reach those goals are defined. As goals
and objectives change over time, suggestions are made and implemented on an ongoing basis.

The scope of work and fee for Investment Advisory Services is provided to the client in writing
prior to the start of the relationship. The compensation EWA receives for Investment Advisory
Services is calculated as a percentage of assets under management. The following schedule will
apply:

Investment Advisory Fees

                      Assets Under Management              Annualized Fee

                     Up to $500,000                     1.25% of Total Assets
                     $500,001 to $1,000,000             1.00% of Total Assets

                     $1,000,001 to $2,000,000           0.95% of Total Assets

                     $2,000,001 to $3,000,000           0.85% of Total Assets
                     $3,000,000 to $5,000,000           0.80% of Total Assets

                     $5,000,000 to $7,000,000           0.75% of Total Assets
                     Over $7,000,000                    negotiated

EWA’s fees are charged quarterly, in advance on the quarter-end values of the accounts defined
in the client’s advisory agreement. Generally, advisory fees are debited from client accounts.
Clients should be aware that the Securities and Exchange Commission does not object to the
direct payment of investment advisory fees from the client’s brokerage account, as long as the
client provides written authorization. Clients may opt to use other methods to pay a fee.

The minimum annual fee is $5,000. EWA, in its sole discretion, may waive its minimum fee and/or
charge a lesser fee based upon certain criteria (e.g., historical relationship, type of assets,
anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets
to be managed, related accounts, account composition, negotiations with clients, etc.).

Clients will receive periodic statements from both the qualified custodian and EWA, which reflect
the fees. The Firm’s invoice will show the amount of the client fee, the value of the assets on
which the fee is based, the period covered, and the agreed-upon rate at which the fee was
calculated. The custodian will show the amount of the fee paid directly to us on the regular account
statement. Clients should be aware that it is their responsibility, not the custodian’s, to verify the
accuracy of the fee calculation. There may be a difference between the Firm’s portfolio value and
the custodian’s portfolio value reported to you (i.e., either may be higher or lower than the other),

which may be due to security valuation issues, accrued interest payments, or dividend payments,
for example.

EWA or the client may terminate the Agreement within five (5) days of the date of acceptance
without penalty to the client. After the five-day period, either party may terminate the Agreement
by providing written notice to the other party. Thereafter, relationships established or terminated
during the calendar quarter will have any prepaid fees pro-rated to the date of termination, and
any unearned portion thereof will be refunded to the client.

Standalone Financial Planning Fees

Financial planning services may be billed in two ways; either a flat project fee, which is determined
based upon the level of detail involved in the plan, or an hourly rate of $300 for work performed
by Kara Downing and Molly Balunek, Financial Planners & Co-Founders. The minimum fee for
financial planning is $2,500.

EWA or the client may terminate the Agreement within five (5) days of the date of acceptance
without penalty to the client. Thereafter, the client will incur a pro-rata charge for bona fide
planning services rendered prior to such termination. After the five-day period, either party may
terminate the Agreement by providing written notice to the other party. Upon termination, any
prepaid fees will be pro-rated to the date of termination and any unearned portion thereof will be
refunded to the client.

Retirement Plan Consulting Fees

Retirement plan consulting advice is provided for a negotiated fee, based upon the terms of each
engagement. The agreed upon fee may be charged as a flat fee, or calculated and billed quarterly
(either in advance or in arrears), or based on the market value of the plan assets at each quarter
end. Partial quarters are pro-rated to the date of relationship onset and/or termination.

Other Fees and Expenses Clients Should Understand

In addition to EWA’s investment management fee, broker-dealers (such as Charles Schwab and
Co., Inc.), and mutual fund companies may charge the client a commission or transaction fee for
their products and services.

Where appropriate, the Firm invests client assets in individual stocks, no-load mutual funds, and
bonds, for which the custodian may charge a transaction fee or commission, which will appear on
the transaction confirmation statement. Brokerage commissions and/or transaction fees may be
charged for effecting certain securities transactions, including, but not limited to:

    •   transaction fees for certain no-load mutual funds,

    •   commissions and/or transaction fees for US OTC securities,

    •   certain broker-assisted trades and foreign stock trades,

    •   some options trades, and

    •   some fixed income securities transactions.

Please Note: most mutual funds are available directly to the public. Thus, a prospective client or
current client can purchase many of the mutual funds that may be recommended and/or utilized
by EWA independent of engaging the Firm as an investment advisor. However, if a prospective
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Item 7 – Types of Clients

Description

EWA provides investment and financial planning advice primarily to individuals, couples and their
families, including high net worth individuals and trusts. Client relationships vary in scope and
length of service.

Account Minimums

In general, EWA requires a minimum of $500,000 to open and maintain an advisory relationship.
At the Firm’s discretion, it may waive this minimum account size based on individual factors (e.g.,
historical relationship, type of assets, anticipated future earning capacity, anticipated future
additional assets, dollar amounts of assets to be managed, related accounts, account
composition, negotiations with clients, etc.).