Grant Private Wealth Management Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
ASSET MANAGEMENT
GPWM offers direct asset management services to advisory Clients. GPWM charges an annual
investment advisory fee based on the total assets under management as follows:
                                      Fee for Asset Allocation
         Portfolio Value                                             For Fixed Income only*
                                          Equity/Blended
    The first $0 - $999,999                    1.50%                         1.00%
 Next $1,000,000 - $2,999,999                  1.30%                         0.90%
 Next $3,000,000 - $4,999,999                  1.20%                         0.80%
 Next $5,000,000 - $9,999,999                  1.10%                         0.70%
 Next $10,000,000 - And above                Negotiable                     Negotiable
*GPWM recommends that Clients with a Fixed Income only allocation have minimum
investment proceeds of $250,000.
This is a blended fee schedule; the asset management fee is calculated by applying different
rates to different portions of the portfolio. GPWM may group certain related Client accounts
for the purposes of achieving the minimum account size and determining the annualized fee.
For example, a Client with $2,475,000 under management with an equity/blended allocation
would pay $34,175 on an annual basis.
First $999,999 x .0150 = $15,000
Next $1,475,001 x .0130= $19,175
The annual fee may be negotiable based upon certain criteria (e.g., historical relationship,
type of assets, anticipated future earning capacity, anticipated future additional assets, dollar
amounts of assets to be managed, related accounts, account composition, negotiations with
Clients, etc.). Fees are billed quarterly in arrears based on the amount of assets managed as
of the close of business on the last business day of the previous quarter. If cash and/or

                                 Grant Private Wealth Management

securities are deposited into or withdrawn from an existing account mid billing period a
prorated fee will be charged for that portion.
If margin is utilized, the fees will be billed based on the net asset value of the account. Lower
fees for comparable services may be available from other sources.
For accounts opened or closed mid-billing period, any unpaid earned fees will be due to
GPWM.
Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation and without penalty. Clients may terminate advisory
services with thirty (30) days written notice.
Clients can choose to pay for assets under management fee via the following methods:
    •   Check – to be remitted by Client to GPWM
    •   Directly deducted from Client’s accounts by the custodian on behalf of GPWM
For fees that are directly deducted from the account by the custodian:
    •   GPWM will provide the Client with an invoice concurrent to instructing the custodian
        to deduct the fee stating the amount of the fee, the formula used to calculate the fee,
        the amount of assets under management the fee is based on and the time period
        covered by the fee;
    •   GPWM will obtain written authorization signed by the Client allowing the fees to be
        deducted; and
•   The Client will receive quarterly statements directly from the custodian which disclose
    the fees deducted
FINANCIAL PLANNING AND CONSULTING
Various financial planning services are offered based on a negotiable fixed fee or hourly basis
as described in detail below depending on planning service selected, the prior relationship,
number of goals and complexity of the plan such as the number of investments held, types of
investments and number of areas reviewed. Prior to the planning process the client will be
provided the estimated plan fee. Lower fees for comparable services may be available from
other sources.
One-time financial plan
Financial Planning Services are offered based either for an hourly fee of $250 per hour or for
a flat fee between $1,500 and $15,000.
Services for financial plans are completed and delivered inside of ninety (90) days,
contingent upon timely delivery of all required documents.
Fees for financial plans are due upon delivery of the completed plan.
Hourly Consultation
$250 per hour
For clients who desire a single meeting that focuses on a particular financial issue.
   • A written summary will be sent to you after the meeting for an additional $125.
   • This is not a detailed financial review and will not result in an extensive financial plan.
   • Topics of discussion may include:

                                 Grant Private Wealth Management

Type of Service                                                                                                          Est. completion time
Written summary of meeting .............................................................................30 - 45 minutes
Employee retirement investment choices (401k, PERS, 403b etc.) .....45 minutes to one hour
College Savings Strategies ....................................................................................45 minutes to one hour
Debt Management ....................................................................................................1 – 1 ½ hours
Basic Retirement Forecasting .............................................................................1 – 1 ½ hours
Other .............................................................................................................................1 – 2 hours
Services are completed and delivered inside of ninety (90) days, contingent upon timely
delivery of all required documents.
Fees for hourly consultations are due upon delivery of the completed services.
Ongoing consultation
GPWM will charge an annual fee of no more than $10,000 for ongoing consulting services.
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Item 7: Types of Clients
Description
GPWM generally provides investment advice to individuals, high net worth individuals,
trusts, estates, or corporations or business entities. Client relationships vary in scope and
length of service.

                                Grant Private Wealth Management

Account Minimums
GPWM does not require a minimum to open an account. However, GPWM recommends that
Clients with a Fixed Income only allocation have minimum investment proceeds of $250,000.