Reutemann Financial Solutions Inc

Item 5 – Fees and Compensation

In addition to the information provide in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation
arrangements.

                                   FINANCIAL PLANNING SERVICES

Plans

RFS offers financial planning services in the form of written or oral financial plans that can be either
comprehensive or segmented (modular). To begin the financial planning process, the IARs will meet with
you to determine your goals and objectives and to discuss the services that RFS can provide to assist in
those goals and objectives. There is no charge for this initial meeting and you are under no obligation to
contract with RFS for advisory services at that time. Once the IARs have received all information and
documentation to prepare the requested plan, they will attempt to have the plan prepared and presented
to you no more than one month later.

Fees for financial plans can be charged as either an hourly fee, a fixed fee or as a percentage of the
client’s net worth or annual income. The IARs have sole discretion to determine the billing method. For
hourly fees, the charge will generally not exceed $500 per hour. The IARs will provide you with an
estimate of the time needed to complete the services. If more time is needed to complete the plan than
the original estimate, the IARs will request your permission before proceeding with any additional work.
You will be charged the actual time expended on the plan. If you are charged on a fixed fee basis, the
fee will generally not exceed $5,000. Fees charged as a percentage of your net worth or annual income
will generally range from 0.5%-2.0%.

All fees are negotiable based upon the complexity of your situation, the services requested and the IAR
providing the services. A retainer of one-half of the quoted fee will be due at the time the client
agreement is signed, with the remainder due upon presentation of the plan to you. Fees will be billed
directly to you and remainder balances are due upon receipt of a billing statement from RFS.

Financial planning services terminate upon presentation of the plan to you. However, either party can
terminate services at any time by providing written or oral notice to the other party. If oral notice is
provided, a written confirmation is required. Termination will be effective immediately upon receipt of
such notice. If services are terminated within five business days of signing the client agreement, services
will be terminated without penalty. You will be responsible for the time expended to the date of
termination and RFS will provide you with a billing statement detailing the prorated charge or prorated
refund due.

You are under no obligation to use RFS or its IARs to implement financial planning recommendations
and/or the purchase of financial products and services. You can work with any financial professional they
choose. If you choose to implement financial planning advice through RFS, you must select one of the

Reutemann Financial Solutions                                                              Disclosure Brochure

other advisory programs detailed in this brochure and there will be additional advisory fees charged for
participation in that other advisory program. You can also work with the IARs in their separate capacities
registered representatives of PKS and/or as independent insurance agents. When doing so, the IARs will
earn commissions in addition to the financial planning fees charged by RFS.

Consultations

You can also contract with RFS for consultations on any topic(s) of interest to them. There is no charge
for an initial one-hour meeting with the IARs. You and the IARs will together determine whether
consultations require more than the initial one-hour meeting, and a client agreement will be required if you
wish to continue. You will have the final determination as to the actual length of the consultation services.

Fees for consultations can be charged as either an hourly fee or a fixed fee. The IARs will have sole
discretion to determine the billing method. For hourly fees, the charge will generally not exceed $500 per
hour. The IARs will provide you with an estimate of the time needed to complete the services. If more
time is needed to complete the plan than the original estimate, the IARs will request permission from you
before proceeding with any additional work. You will be charged the actual time expended on the
consultations. If you are charged on a fixed fee basis, the fee will generally not exceed $5,000. Fees
are negotiable based upon the complexity of your situation, the services requested and the IAR providing
the services. A retainer of one-half of the quoted fee will be due at the time the client agreement is
signed, with the remainder due upon presentation of the plan. Fees will be billed directly to you and
remainder balances are due upon receipt of a billing statement from RFS.

Services terminate upon completion of the requested consultations. However, either party can terminate
services at any time by providing written or oral notice to the other party. If oral notice is provided, a
written confirmation is required. Termination will be effective immediately upon receipt of such notice. If
services are terminated within five business days of signing the client agreement, services will be
terminated without penalty. You will be responsible for the time expended to the date of termination and
RFS will provide you with a billing statement detailing the prorated charge or prorated refund due.

Seminars

RFS offers educational and informational seminars at no charge. Seminars are always offered on an
impersonal basis and will not focus on the individual needs of participants.

Newsletters

RFS provides weekly commentaries and monthly newsletters to both current and prospective clients.
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Item 7 – Types of Clients

RFS generally provides investment advice to the following types of clients:

    •    Individuals
    •    High-Net Worth Individuals
    •    Pension and profit sharing plans
    •    Trusts, estates, or charitable organizations
    •    Corporations or business entities other than those listed above

Minimum Investment Amounts Required

RFS requires a minimum investment amount of $50,000 to establish ETF Program II accounts, although
exceptions may be granted by Schwab and RFS. All clients are required to execute an agreement for
services in order to establish a client arrangement with RFS and/or the third-party money manager or the
sponsor of third-party money manager platforms.