EPG Wealth Management LLC

Item 5 – Fees and Compensation

Advisor Managed Accounts

Advisor Managed accounts may be custodied at NFS, Fidelity Institutional Wealth Services
(“FIWS”),or Charles Schwab & Co. (“Schwab”) The specific manner in whichfees are charged by
the Firm is established in a client’s written agreement. Fees are based on a percentage of assets
under management and calculated at an annual rate and billed in advance on a monthly basis.
Fees are based on the assets in the account per the schedule below and in some instances, may
be negotiated.

                         Account Balances               Annual Fee
                         $0 - $500,000                  1.50%
                         $500,001 -$2,500,000           1.25%
                         $2,500,001 - $4,000,000        1.00%
                         $4,000,001+                    0.75%

The initial fee is due during the first full billing cycle after the client’s account is accepted and
opened with the minimum account balance of $500,000 and will be based on the asset value of
the account on that date. The initial fee will be prorated according to the number of days
remaining in the calendar month. Thereafter, the fee will be calculated by multiplying the fair
market value of the assets in the account as of the last trading day of each calendar month by the
annual fee and then dividing that result by 12, which represents each month. The account value
is calculated as the market value of all long and short securities positions in the account and will
not be reduced by any margin or other indebtedness ofthe client with respect to such securities
or other investments. Fees will not be adjusted or pro-rated foradditions to or withdrawals from
the account during the calendar month, other than a complete withdrawal in connection with a
termination of the Account Agreement.

Clients at NFS will be charged a minimum fee of $10.42 monthly, this fee is not in addition to the
asset-based fee schedule but the minimum that a client will be charged.

Fees are automatically deducted from the account pursuant to the advisory agreement and are
not billed separately to clients. Clients must maintain or deposit sufficient funds in the account
to cover payment of all fees authorized by the contract. If there are no funds to cover the fees,
then EPG can liquidate assets to cover fees. The amount of the fee will be shown on the statement
received by theCustodian. EPG urges clients to carefully review such statements.

Upon termination of an account, any prepaid, asset-based fees will be prorated according to the
days the account was opened during the calendar month and excess fees will be re-bated to the
client. All custodial termination and transfer fees assessed by NFS, if any, will be the

responsibility of the client.

In addition to the advisory fee, accounts will be assessed transaction fees for trades other than
mutual fund trades, such as equities, ETFs, or bonds. Mutual fund transaction fees will not be
charged to the client. However, Arkadios Capital, as Introducing Broker, reserves the right to
charge transaction fees to EPG if the number of mutual fund transactions is deemed to be
excessive. If this occurs, such fees will bepaid by EPG and not passed on to the client. Transaction
fees charged may be higher or lower than transaction charges or commissions charged by other
broker-dealers. When appropriate, the Advisor will recommend the purchase or sale of non-
mutual fund securities and the client will pay a transactionfee for those trades. Arkadios Capital
and the custodian each receive a portion of the transaction fees paid by clients. Although
transaction charges may be identified as commissions on trade confirmations, the Investment
Adviser Representative does not receive any portion of these charges.

Third Party Money Manager Accounts

The specific manner in which fees are charged by the Firm is established in a client’s written
agreement and the third-party investment manager’s billing practices. Fees are negotiable and
are based on a percentage of assets under management and calculated at an annual rate, or as
otherwise specified in the client agreement. A portion of the fee listed below covers EPG
Wealth’s advisory fee, and a portion is paid to the third-party asset manager for their portfolio
management services. The Advisors’ annual fee for investment advisory services provided
under this Agreement shall be calculated as follows:

                                                                              Third Party
                                                         EPG Portion of     Money Manager
  Asset Under Management              Annual Fee              Fee            Portion of Fee
        Up to $1,000,000                1.25%                0.50%               0.75%
       $1,000,000 and up                1.00%                0.50%               0.50%

The annual fee is payable, quarterly in advance, based upon the market value of cash and
securities in the account at the end of the immediately preceding quarter. The quarterly
valuation dates will be the last business day of a Calendar Quarter (i.e., March, June, September
and December). If the advisory agreement is executed at any time other than the first day of the
calendar quarter, fees will apply on a pro rata basis. In these cases, the advisory fee is payable
in proportion to the number of days in the quarter for which the assets are under management
and will be valued as of the day before management of the Assets commences.

A portion of the advisory fee will be paid to a third-party manager; such fees are outlined in
each respective manager’s Part 2A Brochure and advisory contract. Each client will receive a
copy of such an advisory agreement which will disclose the fee. EPG Wealth has a potential
conflict of interest in that its Advisors could be motivated to recommend management styles
...

Item 7 – Types of Clients

EPG provides portfolio management services to individuals, corporations and business entities,
pension and profit-sharing plans, charitable institutions, foundations, endowments, estates,
trusts, and other U.S. and international institutions. The minimum account size is $500,000. EPG
has the discretion to waive the account minimum. All 3(38) retirement plans utilizing the
Brinker Retirement Plan Services do not have a minimum account size.