Mattern Wealth Management LLC

Item 5 – Fees and Compensation

MWM offers investment and wealth management services for an annual fee based on the amount of assets
under the firm’s management. The specific manner in which fees are charged by MWM is established in a
client’s written investment advisory agreement. MWM will generally bill its fees in arrears each calendar quarter

based on the client’s average daily balance. Clients may elect to be billed directly for fees or to authorize MWM
to directly debit fees from the client’s portfolio accounts.

Accounts initiated or terminated during a calendar quarter will be charged a prorated fee. Upon termination of
any account, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be due
and payable.

For investment and wealth management services MWM provides with respect to certain client holdings (e.g.,
held-away assets, 529 plans, etc.), MWM may negotiate a fee rate that differs from the range set forth below.
MWM, may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be
managed, related accounts, account composition, pre-existing/legacy client relationship, account retention and
pro bono activities. Clients should note that similar advisory services may be available from other registered
investment advisers for similar or lower fees.

MWM’s fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses
which shall be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, third-
party investments and other third parties such as fees charged by independent managers, custodial fees,
deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other
fees and taxes on brokerage accounts and securities transactions. For clients with assets custodied at First
Clearing, there is an annual administrative custodial fee charged quarterly in arrears. This fee is charged by
TradePMR and is not shared with MWM. Mutual funds and exchange traded funds also charge internal
management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions are
exclusive of and in addition to MWM’s fee, and MWM shall not receive any portion of these commissions, fees,
and costs.

MWM has contracts with multiple broker dealers and custodians for services including trade processing,
collection of management fees, record maintenance, report preparation, marketing assistance and research.
Item 12 further describes the factors that MWM considers in selecting or recommending broker-dealers for
client transactions and determining the reasonableness of their compensation (e.g., commissions).

Investment Management Services

The annual fee for MWM’s investment management services is charged on a quarterly basis and is based on a
percentage of the assets under management/advisement with a maximum fee of 1.25% per year depending on
the size and complexity of the client's accounts as well as services required, specifically negotiated fees and
historically grandfathered fee schedules. Fees will typically be tiered and the fee is calculated by applying a
different fee rate to each corresponding range of account balance of the portfolio.

The specific fee schedule charged by MWM is established in a client’s written agreement with MWM.

Advisory fees shall apply to cash balances unless negotiated or agreed upon otherwise. As agreed between
MWM and Client, individual accounts for immediate family members are aggregated, and the fee is charged
based on the total value of all family members’ accounts.

This fee schedule is a tiered fee schedule which may be based on cumulative household assets under
management. However, certain ERISA rules prevent householding corporate plans with personal assets for fee
reduction.

Separate Financial Planning and Consulting Fee

Fees for financial planning and/or consulting services can be billed on a project, fixed rate, or an hourly rate of
$300 per hour. The fee shall not exceed $10,000. There is no minimum fee required for this service and fees
are due and payable as incurred. MWM may agree with clients to charge fixed fees for consulting.

Based on the task(s) to be performed, MWM and the client may agree on a fixed fee based on an estimate of
the number of hours and complexity of the work necessary for completion. MWM will request an initial deposit
to initiate consulting services. MWM will not request the prepayment of fees more than $1,200 more than six
months in advance.

Retirement Rollover Recommendations

MWM is a fiduciary under ERISA with respect to investment management services and investment advice
provided to ERISA Clients, including ERISA plan participants. MWM is also a fiduciary under the Internal
Revenue Code (the “IRC”) with respect to investment management services and investment advice provided to
ERISA plans, ERISA plan participants, IRA owners and IRAs. As such, MWM is subject to specific duties and
obligations under ERISA and the IRC that include, among other things, prohibited transaction rules which are
intended to prohibit fiduciaries from acting on conflicts of interest. When a fiduciary gives advice in which it has
a conflict of interest, the fiduciary must either avoid or eliminate the conflict or rely upon a prohibited
transaction exemption.

A client or prospective client leaving an employer typically has four options regarding an existing retirement
plan (and may engage in a combination of these options): (i) leave the money in the former employer's plan, if
permitted; (ii) roll over the assets to the new employer's plan, if one is available and rollovers are permitted; (iii)
roll over to an Individual Retirement Account ("IRA"); or (iv) cash out the account value. A conflict of interest
...

Item 7 – Types of Clients

MWM offers advisory services to individuals, high net worth individuals, families, trusts, estates, businesses,
and retirement plans. The amount of each type of Client is available on MWM’s Form ADV Part 1A. These
amounts may change over time and are updated at least annually by MWM.

MWM generally does not impose a minimum size for establishing a relationship. However, certain investments
and strategies may require certain minimums for effective implementation.

Certain Independent Managers may impose more restrictive account requirements and varying billing practices
than MWM. In such instances, MWM may alter its corresponding account requirements and/or billing practices
to accommodate those of the Independent Managers.