Divvi Wealth Management LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 DWM offers discretionary and non-discretionary asset management services to advisory
 Clients. Total fees to Client will never exceed the safe harbor threshold of 3% of assets under
 management per year. DWM charges an annual investment advisory fee based on the total
 assets under management as follows:
                                            Maximum                    Maximum
         Assets Under Management              DWM                         DWM
                                            Annual Fee                Quarterly Fee
              Up to $1,999,999                1.00%                       0.25%
          $2,000,000 to $3,999,999            0.75%                     0.1875%
          $4,000,000 to $5,999,999            0.55%                     0.1375%
            $6,000,000 and Over               0.50%                      0.125%
 The annual fee is negotiable. Fees are billed quarterly in arrears based on the amount of
 assets managed as of the close of business on the last business day of the previous quarter.

Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days,
the agreement may be terminated by DWM with thirty (30) days written notice to Client and
by the Client at any time with written notice to DWM. For accounts opened or closed mid-
billing period, fees will be prorated based on the days services are provided during the given
period. All unpaid earned fees will be due to DWM. Client shall be given thirty (30) days prior
written notice of any increase in fees. Any increase in fees will be acknowledged in writing
by both parties before any increase in said fees occurs.
American Funds Service Company (AFS)
Fees for accounts held at AFS will be charged a maximum annual fee of 1%. Fees are
negotiable. The fees will be billed quarterly in arrears. The fees will be calculated by AFS for
each quarter period ending the last business day of February, May, August and November
and shall be the product of (i) the rate selected by DWM, (ii) the average daily net asset value
of the Client’s assets invested in the Funds through the Program during the quarter; divided
by, (iii) the number of days in the year multiplied by the number of days in the quarter. The
fee shall be paid within thirty (30) days following the end of the quarter for which such fees
are payable.
AFS shall deduct fees from Client accounts to pay DWM.
If the Client’s assets are fully redeemed prior to the quarter end, then the Client’s average
daily net asset value will be equal to the Client’s average daily net asset value through the
day prior to the total redemption of all Client’s assets.
In computing the market value of any investment of the Account, each security listed on any
national securities exchange or otherwise subject to current last-sale reporting shall be
valued at the last sale price on the valuation date. DWM itself, does not price any
investment or security for which it charges a management fee or that is included in the
portfolio return.
WEALTH MANAGEMENT
DWM charges an annual investment advisory fee based on the total assets under
management as follows:
                                           Maximum                     Maximum
    Assets Under Management                  DWM                          DWM
                                           Annual Fee                 Quarterly Fee
          Up to $1,999,999                   1.25%                      0.3125%
      $2,000,000 to $3,999,999               1.00%                        0.25%
      $4,000,000 to $5,999,999               0.80%                        0.20%
        $6,000,000 and Over                  0.70%                       0.175%
The annual fee is negotiable. Fees are billed quarterly in arrears based on the amount of
assets managed as of the close of business on the last business day of the previous quarter.
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days,
the agreement may be terminated by DWM with thirty (30) days written notice to Client and
by the Client at any time with written notice to DWM. For accounts opened or closed mid-

billing period, fees will be prorated based on the days services are provided during the given
period. All unpaid earned fees will be due to DWM. Client shall be given thirty (30) days prior
written notice of any increase in fees. Any increase in fees will be acknowledged in writing
by both parties before any increase in said fees occurs.
In computing the market value of any investment of the Account, each security listed on any
national securities exchange or otherwise subject to current last-sale reporting shall be
valued at the last sale price on the valuation date. DWM itself, does not price any investment
or security for which it charges a management fee or that is included in the portfolio return.
American Funds Service Company (AFS)
Fees for accounts held at AFS will be charged a maximum annual fee of 1%. Fees are
negotiable. The fees will be billed quarterly in arrears. The fees will be calculated by AFS for
each quarter period ending the last business day of February, May, August and November
and shall be the product of (i) the rate selected by DWM, (ii) the average daily net asset value
of the Client’s assets invested in the Funds through the Program during the quarter; divided
by, (iii) the number of days in the year multiplied by the number of days in the quarter. The
fee shall be paid within thirty (30) days following the end of the quarter for which such fees
...

Item 7: Types of Clients
Description
 DWM generally provides investment advice to individuals, high net worth individuals,
 trusts, business owners or estates. Client relationships vary in scope and length of service.
Account Minimums
 DWM requires $100,000 of investable assets per household for asset management services
 and $500,000 of investable assets per household for wealth management services. The
 minimum amount of investable assets is subject to a waiver or negotiation at the discretion
 of DWM.