Optimum Quantvest Corporation

TYPES OF CLIENTS

          We provide investment advisory services for a variety of clients including endowments, foundations, corporations,
          municipalities, high-net-worth individuals, trusts, non-profit organizations, insurance companies, financial
          institutions, and other institutional clients.

          MINIMUM ACCOUNT SIZE

          We require a minimum account size of $10,000,000 for Fixed Income accounts.

          The minimum account size for separate account invested in the Equity Sector Selection strategy is $1,000,000.

          We reserve the right to refuse to accept proposed management responsibilities or to resign from the management
          of any account.

          Wrap Fee Programs:
          In certain wrap-fee plan sponsor programs, our minimum account size is different from our typical minimum
          account size. For example:

          -   In Wells Fargo Advisors’ Personalized UMA Program, the minimum account size for both our Core and
              Intermediate Duration strategies is $500,000.

          Model Portfolio Provider:
          Our Equity Sector Selection strategy is available as model with the following minimum account sizes through:

          -   Envestnet Asset Management, Inc has a minimum account size of $100,000.
          -   SMArtX Advisory, LLC has a minimum account size of $15,000.

ITEM 8.                    METHODS OF ANALYSIS, INVESTMENT STRATEGIES AND RISK OF LOSS                                          Link to TOC

          METHODS OF ANALYSIS AND INVESTMENT STRATEGIES

          As mentioned in Item 4, we provide the following investment strategies:

                   -   Fixed Income products:
                           o Intermediate Duration
                           o Core Duration
                           o Long Duration
                           o Active Duration
                           o Bond+
                   -   Equity product:
                           o Equity Sector Selection
                           o US Equity Quality
                   -   Balanced product:
                           o U.S. Strategic Balanced

          In doing so, we invest, within the limitations of client’s investment guidelines, in a wide range of securities and
          other financial instruments, including, but not limited to:

              -    United States Government and Agency securities
              -    Mortgage-backed securities
              -    Corporate Debt securities
              -    Certificates of deposit
              -    Mutual Fund shares
              -    Exchange Traded Funds
              -    Exchange-listed equity securities

          As financial markets and products evolve, we may be able to invest in other instruments or securities, whether
          they currently existing or developed in the future.

          We apply fundamental and technical methods of analysis to all strategies. As part of our fundamental analysis
          process, we attempt to determine the intrinsic value of a security by looking at economic and financial factors
          (including the overall economy, industry conditions and the financial condition and management of the company
          itself) to determine if the company’s securities are underpriced (indicating it may be a good time to buy) or
          overpriced (indicating it may be time to sell). As part of our analysis, we also analyze past market movements and
          apply that analysis to the present in an attempt to recognize recurring patterns of investor behavior and to
          potentially predict future price movement.

          In conducting our security analysis, we utilize a broad spectrum of information including: financial publications,
          third-party research materials, annual reports, prospectuses, regulatory filings, company press releases, corporate
          rating services, inspections of corporate activities and meetings with management of various companies.

          As part of our investment process, we collaborate with the portfolio management team of our Canadian affiliate,
          Optimum Asset Management (OAM) Inc to enhance the investment services we offer to our clients. This

collaboration includes joint investment strategy meetings and various market outlook discussions as well as access
to proprietary investment analytics systems developed and maintained by OAM.

Clients and investors should understand that investing in securities involves risk of loss, which clients should be
prepared to bear.

RISKS ASSOCIATED WITH METHODS OF ANALYSIS AND INVESTMENT STRATEGIES

Fundamental analysis cannot anticipate market movements. This presents a potential risk, as the price of a
security can move up or down along with the overall market regardless of the economic and financial factors
considered in evaluating the security.

We use subjective judgment to forecast security prices, by examining past price movements and other observable
indicators of market activity. Our securities analysis method relies on the assumption that the companies whose
securities we purchase and sell, the rating agencies that review these securities and other publicly available
sources of information about these securities, are providing accurate and unbiased data. While we are alert to
indications that data may be incorrect, there is always a risk that our analysis may be compromised by inaccurate
or misleading information.

Our Firm employs the following investment strategies to implement investment advice given to clients:

Long-term purchases: We mostly purchase securities with the idea of holding them in the clients’ account for a
year or longer. We do this because we believe the securities to be currently undervalued. We also invest because
we want exposure to a particular asset class or sector over time, regardless of the current projection for this
category.
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