Signature Estate & Investment Advisors LLC

Item 5: Fees and Compensation

                                         Fees for Advisory Services

Signature Elite, Signature Allocation Series, Signature Custom & Signature Targeted Strategies
                                               Fees
   Fees for Signature Elite, Signature Allocation Series & Signature Targeted Strategies (together known as
   “Investment Management”) are computed at an annualized percentage of assets under management
   including cash balances, accrued interest and dividends. In certain circumstances, at SEIA's discretion,
   specific assets within a client account may be excluded from the billable value of the account. Any such
   exclusions will be documented and maintained by the Firm

   The actual fee for any portfolio is negotiated based on the unique objectives of each client, the complexity
   of the investment plan, types of assets held in the account, and other factors. Fees are negotiable and may
   be a flat fee rate, a tiered fee rate or breakpoint fee rate: 1) A flat fee rate would charge a single fee for all
   assets in the portfolio 2) A tiered fee rate would charge a different fee for assets at each level and 3) a
   breakpoint fee rate would charge a reduced fee on all assets depending on where the portfolio falls in the
   fee schedule. The negotiated (actual) fee may be more or less than the ranges reflected in the fee schedule.
   The specific negotiated fee applicable to each client or client account will be stated in the Engagement
   Agreement.

   Fees are payable quarterly in arrears. Fees begin accruing when accounts become linked to us or when
   funded. To allow for additional account setups, transfers, final strategy discussions, etc., at our discretion,
   SEIA can delay or waive the first quarter fees. The first payment is assessed and due at the end of the first
   calendar quarter and will be assessed pro rata in the event the Agreement is executed at any time other
   than the first day of the current calendar quarter. Subsequent payments are due and will be assessed on

the first day after the end of each calendar quarter based on the value of the account assets as of the close
of business on the last business day of that quarter. Fees may be waived, at our discretion, on the value of
large deposits made shortly before the end of the quarter. The client, via their Advisor, must submit the
request to the SEIA billing department to have the fee waived which will be reviewed on a case-by-case
basis.

The client is encouraged to review and verify the accuracy of all fees charged. In the event of a billing
discrepancy, SEIA is committed to taking prompt corrective action. If an overbilling is identified, SEIA will
promptly refund the client, including interest, for up to two years of overcharged fees. In the case of
underbilling, SEIA will rectify the billing moving forward without seeking to collect the undercharged
amount from the client. Exceptions to this policy may be considered on a case-by-case basis, subject to
approval by the Chief Compliance Officer (CCO) and President.

The fees described above are for investment management services only and do not include other types of
fees that will be incurred in connection with SEIA investment management services. See “Brokerage
Practices” below for further details.

SEIA makes recommendations to Third-Party Money Managers. Third party money managers will bill the
client directly for their services. Those fees are not included in SEIA’s fee (see additional detail in the sub-
section for Third-Party Money Manager Fees).

In some cases, where two or more clients have a nexus, the two households may be eligible for their
Investment Management assets to be viewed in conjunction with another client’s Investment
Management assets (“Householding”) for the purposes of meeting a higher tier or breakpoint. For
purposes of fee billing, your AUM can be aggregated based on the value of all Account(s) associated with
Client’s immediate family, defined as spouses, life partners, siblings, parents, children, grandparents and
other related persons or entities (collectively, a “household”). The purpose of household portfolios is to
group together accounts that have a “nexus.” This means a tie, bond, link, connection or interconnection
as relating to investment, financial or estate planning. The firm will not automatically group households.
Client can submit request for household grouping by contacting their Advisor.

                                         AssetMark Platform
Fees and compensation for using the AssetMark Platform, are provided in more detail in the AssetMark
Platform or Referral Disclosure Brochure. The Client Billing Authorization will also state the fee applicable
to your account.

The fees applicable to each Account on the AssetMark Platform will include:

   1. Financial Advisor Fee,
   2. AssetMark‘s Platform Fee, which includes any Strategist or Manager Fee, as applicable, and most
      custody fees.

Other fees for special services may also be charged. The Client should consider all applicable fees.

The standard programfee schedule for the AssetMark Platform is as follows:

Clients pay an annual investment advisory fee which is payable in advance of each calendar quarter. The
advisory fee is a percentage based on the fair market value of the total assets under management
(including accrued interest and dividends) within each client account at the end of the preceding quarter.
The initial advisory fee in the first quarter of the client engagement shall be prorated from the inception
date to the end of the first quarter. In addition, upon termination of the agreement with SEIA or should
SEIA no longer manage one or more of a client’s accounts, the client will be provided a refund of any pre-
paid unearned advisory fees.

The advisory fee for each client account is calculated by AssetMark, along with AssetMark’s Platform Fee
...

Item 7: Types of Clients
SEIA provides investment advisory services to individuals, trusts, estates, pension and profit-sharing plans,
charitable organizations, corporations, and other businesses. Please see the section “Fees and
Compensation” for SEIA’s household minimum guidelines.