Wellacre Wealth Management LLC

Item 5 – Fees & Compensation
Compensation for Our Advisory Services Asset Management:
The maximum annual fee charged for this service will not exceed 1.75%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the Client. Fees will be based on assets under management and the scope
and complexity of the services requested. Annualized fees are billed on a pro-rata basis quarterly in advance based on the
value of the account(s) on the last day of the previous quarter. Fees are negotiable and will be deducted from client
account(s). Adjustments will be made for deposits and withdrawals during the quarter. In rare cases, our firm will agree to
directly invoice. As part of this process, Clients understand the following:

    •   Clients must provide our firm with written authorization permitting direct payment of advisory fees from their
        account(s) maintained by a custodian who is independent of our firm;
    •   Our firm sends quarterly statements to the client showing the fee amount, the value of the assets upon which the fee
        is based, and the specific manner in which the fee is calculated as well as disclosing that it is the client’s
        responsibility to verify the accuracy of fee calculation, and that the custodian does not determine its accuracy; and
    •   The account custodian sends a statement to the client, at least quarterly, showing all account disbursements,
        including advisory fees.

Comprehensive Portfolio Management:
The maximum annual fee charged for this service will not exceed 1.75%. Fees to be assessed will be outlined in the advisory
agreement to be signed by the Client. Fees will be based on assets under management and the scope and complexity of the
services requested. Annualized fees are billed on a pro-rata basis quarterly in advance based on the value of the account(s)
on the last day of the previous quarter. Fees are negotiable and will be deducted from client account(s). Adjustments will
be made for deposits and withdrawals during the quarter. In rare cases, our firm will agree to directly invoice. As part of
this process, Clients understand the following:

    •   Clients must provide our firm with written authorization permitting direct payment of
    •   advisory fees from their account(s) maintained by a custodian who is independent of our firm;
    •   Our firm sends quarterly statements to the client showing the fee amount, the value of the assets upon which the fee
        is based, and the specific manner in which the fee is calculated as well as disclosing that it is the client’s
        responsibility to verify the accuracy of fee calculation, and that the custodian does not determine its accuracy; and

The account custodian sends a statement to the client, at least quarterly, showing all account disbursements, including
advisory fees.

Financial Planning & Consulting:
Our firm may charge on an flat fee basis for financial planning and consulting services. The total estimated fee, as well as
the ultimate fee charged, is based on the scope and complexity of our engagement with the client. Flat fees range from
$5,000 to $25,000. Our firm requires a retainer of 50% of the ultimate financial planning or consulting fee at the time of
signing. The remainder of the fee will be directly billed to the client and due within 30 days of a financial plan being
delivered or consultation rendered. Our firm will not require a retainer exceeding $500 when services cannot be rendered
within 6 months.

Retirement Plan Consulting:
Our Retirement Plan Consulting services are billed on a fee based on the percentage of Plan assets under management. The
total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our engagement with the
client. Fees based on a percentage of managed Plan assets will not exceed 1.00%. The fee-paying arrangements will be
determined on a case-by-case basis and will be detailed in the signed consulting agreement.

Fee-based Annuities
The total fee is typically between 1% and 3% and is deducted by the insurance company monthly in arrears based on the
average daily balance. The firm compensation is 0.5%.

Other Types of Fees & Expenses
Clients will incur transaction fees for trades executed by their chosen custodian, either based on a percentage of the dollar
amount of assets in the account(s) or via individual transaction charges. These transaction fees are separate from our firm’s
advisory fees and will be disclosed by the chosen custodian. Clients may also pay holdings charges imposed by the chosen
custodian for certain investments, charges imposed directly by a mutual fund, index fund, or exchange traded fund, which
shall be disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges, mutual fund sales
loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, and other fund expenses),
mark-ups and mark-downs, spreads paid to market makers, fees for trades executed away from custodian, wire transfer fees
and other fees and taxes on brokerage accounts and securities transactions. Our firm does not receive a portion of these fees.

Termination & Refunds
Either party may terminate the advisory agreement signed with our firm for Comprehensive Portfolio Management services
in writing at any time. Upon notice of termination our firm will process a pro-rata refund of the unearned portion of the
advisory fees charged in advance.

Financial Planning & Consulting clients may terminate their agreement at any time before the delivery of a financial plan
by providing written notice. For purposes of calculating refunds, all work performed by us up to the point of termination
shall be calculated at the hourly fee currently in effect. Clients will receive a pro-rata refund of unearned fees based on the
time and effort expended by our firm.

Commissionable Securities Sales
...

Item 7 – Types of Clients
Our firm has the following types of clients:

    •   Individuals and High Net Worth Individuals;

    •   Trusts, Estates or Charitable Organizations;
    •   Pension and Profit Sharing Plans;
    •   Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging us.