Hackett Financial Group LLC

ITEM 5    Fees and Compensation
          Annual Fees for Investment Supervisory Services
          HFG is compensated for providing Asset Management services by charging an asset
          management fee. The asset management fee is based on the total assets under management.
          The fees for financial planning services are negotiable and depend on the nature of the
          financial planning services provided, the time and the complexity of your circumstances. All
          fees are agreed upon before entering into the Financial Planning Services Agreement you
          sign.
          The fees charged for financial planning services are negotiable and vary depending on the
          complexity of the process undertaken, the types of issues addressed, the scope of services
          provided and the frequency with which the services are rendered. All fees are agreed upon
          before entering into the Financial Planning Services Agreement you sign.
          The below ranges are the standard fee ranges that are typically charged. We may waive the
          agreed upon financial planning fees if you engage our asset management services.

                        Asset Management Fee Schedule
                        Total Assets Under Management              Annual Fee
                                 $0 - $500,000                        1.00%
                          + Next $500,001 - $1,000.000                0.75%
                         + Next $1,000,001 - $3,000,000               0.50%
                           + All AUM over $3,000,001                  0.25%

                          Financial Planning and Consulting Fee Schedule
                                     Hourly                    $250 per hour

  Hackett Financial Group, LLC                                                                      5

    Fee Billing & Payment
    Advisory fees are withdrawn directly from the client’s accounts with client written
    authorization. The fee billing will be pre-determined writing in the investment advisory
    agreement that is executed by you and HFG.
    Financial Planning fees are paid via credit card or check upon completion.
    Our fees are collected in arrears.
    The seperate fee that we collect for our tax preparation services creates an incentive to
    recommend our tax preparation services for additional compensation. You are not obligated
    to use our tax preparation services, and you are free to use other tax preparation services of
    your choosing.
    You are responsible for all third-party fees (i.e., custodian fees, mutual fund fees, transaction
    fees, etc.). These fees are separate and distinct from the fees and expenses charged by HFG.

    Termination of Agreement
    Either party may terminate investment management agreement by providing 30-day
    advance written the notice. Upon termination of any account, any prepaid, unearned fees will
    be promptly refunded, and any earned, unpaid fees will be due and payable up to and
    including the effective date of termination.
    Notwithstanding the above, if we do not deliver the appropriate disclosure statement to you
    at least 48 hours prior to you entering into any written or oral advisory contract with this us,
    then you have the right to terminate the contract without penalty within five (5) business
    days after entering into the contract.

    Other Expenses and Fees
    The fees discussed above include payment solely for our asset management and financial
    planning services provided by us and are separate to certain fees or charges that are imposed
    by third parties in connection with investments made on your behalf for your account. Third-
    party fees may include markdowns, markups, brokerage commissions, other transaction
    costs and/or custodial fees.
    Also, all fees paid to us for asset management services are separate from the expenses
    charged by exchange-traded funds and mutual funds to their shareholders. These fees and
    expenses will be used to pay management fees for the funds, other fund expenses, account
    administration, and a possible distribution fee. Exchanged traded funds and mutual funds
    can be invested in directly by you without our services. However, you would not receive our
    services to assist you in determining which products or services are most suitable for your
    financial situation and objectives. You should review both the fees we charge and the fees
    charged by the fund(s) to understand the total fees to be paid fully.

6                                                           Hackett Financial Group, LLC

ITEM 7    Types of Clients Description
          We provide our investment advisory services to:
          - Individuals
          - High-Net-Worth Individuals
          - Banking and Thrift Institutions
          - Trusts
          - Estates or charitable organizations
          - Corporations
          - Other business entities
          We do not have a minimum account size for our asset management services.