Messmer Capital Advisors LLC

Item 5 Fees and Compensation
Description & Fee Billing

Investment management services are provided based on written agreement. The agreement includes
fee schedules, and advisory fees are generally payable monthly based upon the net value of the
account on the last business day of the previous month. For accounts opened during the month, the
net value of assets contributed to the account serves as the basis for the fees for that month which is
calculated on a prorated basis. As part of the written agreement, Client authorizes the custodian to
deduct MCA’s fee directly from the account upon presentation of an appropriate invoice showing the
calculation of the fee. Fees are based solely upon a percentage of assets under management or being
advised on.

MCA Asset Management Program Fees. Fees are based on the net asset value of each client’s
account in arrears as set forth in the client’s agreement. The following fee schedule applies to each
account:

          Account Valuation                          Fee at each Tier Level
          $0 - $250,000                              1.25%
          $250,001 - $500,000                        1.15%
          $500,001 - $1,000,000                      1.00%
          $1,000,001 - $3,000,000                    0.85%
          Over $3,000,000                            0.65%

For example, if your account is $2.5 million in value, the monthly fee is calculated by multiplying
$250,000 by .0125 = $3,125.00, multiply $250,000 by .0115 = $2,875.00, multiply $500,000 by .0100 =
$5,000.00, $1,500,000 by .0085 = 12,750.00. Then add the fee for each tier $3,125 + $2,875 +
$5,000 + $12,750 = $23,750.00 Take the sum of all the tiers divide by 12 to arrive at the total monthly
fee due ($23,750/12 = $1,979.17). All of your accounts are grouped when determining fee.

Management fees are billed monthly at the end of each month for that particular month (in arrears)
based on the net asset value of the account at the end of each month and may be deducted directly
from the client’s account or payment can be made from outside the managed account. Fees are based
on the client’s total relationship managed by MCA. MCA reserves the right to discount fees. Any fee
discounts will be noted and/or included in the fee schedule of the Investment Advisory Agreement.

401(k) and Retirement Plan Investment Advisor Services
401(k) and Retirement Plan investment advisory services are provided based on written agreement.
The agreement includes the annual fee amount and services to be provided. Advisory fees are paid
monthly or quarterly in arrears based upon the net value of the account on the last business day of the
month or quarter. For retirement plans opened or terminated during the quarter (or month), the value of
the retirement plan will be charged at quarter end (or month end) on a prorated basis. As part of the
written agreement, Client authorizes the custodian to deduct EFSIA’s fee directly from the plan account
upon acceptance of those terms in the contract or upon presentation of an appropriate invoice showing
the calculation of the fee. Fees are based upon a percentage of retirement plan assets.
Financial Planning and Investment Consulting Services
MCA will provide financial planning services at an hourly rate or an agreed upon flat rate as agreed
upon in the Financial Planning contract. Financial planning advice includes, but is not limited to: Estate
Planning, Asset Protection and any other matter which affects your finances. Client that are Asset

Management clients may receive financial planning services as part of the asset management process
with no additional fee being charged.

Other Fees and Expenses
Our advisory fees are separate from charges assessed by third parties such as broker dealers,
custodians and mutual fund companies. Brokerage and other transaction costs charged by broker
dealers executing transactions and custodians maintaining your assets are in addition to the advisory
fees and are not negotiable. Investment advisor clients that hold mutual funds in their portfolio(s) will
also pay investment management fees and/or administrative fees. These fees are paid to the
managers of the fund for their role in managing the fund(s) on a daily basis. Mutual funds, variable
annuities and or other platforms may assess other fees and expenses such as 12B-1 fees or
commissions in connection with the placement of your funds. To fully understand the total cost you will
incur, you should review the prospectus for all the fees charged by mutual funds, exchange traded
funds, our firm, and others. For information on our brokerage practices, please refer to the Brokerage
Practices section of this brochure.

Third Party Money Manager Fees
A select group of clients have accounts or may have accounts in the future that are managed by Third
Party Money Managers. These accounts are charged additional management fees. The Fee Schedule
for each specific money manager will be discussed and agreed upon when completing their Investment
Management Agreement. These fees will vary based on tax status of the account and which money
manager is chosen. The combined fee of a Third Party Money Manager and Messmer Capital Advisors
will not exceed 2%.

Fees Paid In Advance
Management fees are charged monthly (1/12 of annual fee) in arrears based upon the quarter end or
month end value of your account and the type of account. For Financial Planning and Consulting
services, these type of services may require a deposit of 50% of the estimated fee up to $500.00.

Clients may terminate their advisory contract with Messmer Capital Advisors LLC in writing, signed
receipt required, at any time, and fees will be refunded a pro-rated basis through the end of the
calendar quarter/month. We may terminate relationships with clients, in writing, upon 30 days notice
and will refund fees on a pro-rated basis through the end of the calendar quarter/month.
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Item 7 Types of Clients
Description
We provide portfolio management services to individuals, pensions, profit sharing plans, trusts,
estates, and charitable organizations and other corporations or business entities.

Account Minimums
There are no account minimums.