Wellington Consulting Services Inc

Fees and Compensation (Item 5)
This section of the brochure describes how we are compensated for the services we offer.

WCS offers its services on a fee basis, which may include fixed fees, as well as fees based upon
assets under management.

How Clients Pay Advisory Fees
The specific manner in which fees are charged by WCS is established in a client’s written
agreement with us. We bill clients on a quarterly basis in arrears or as an average daily
balance, and our advisory fees are deducted directly from client account assets unless specific
instructions are given by a client who would prefer to make payment via invoice. In the case of
fees for accounts of company-sponsored retirement plan participants, the plan sponsor may
elect to pay some or all of their participant fees directly to us. Our management fees are
determined based upon client account balances at the end of each calendar quarter, as an
average daily balance during the quarter, or as a flat advisory fee collected quarterly. Please
see each program descriptions below for fee billing arrangements.

Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based
upon either the percentage of the quarter that assets were under management or upon an
accounts average daily balance during that quarter. Either WCS or our clients may terminate an
advisory contract upon ten days written notice.

WCS fees are exclusive of brokerage commissions, transaction fees, mutual fund short-term
redemption charges and other related costs and expenses, if any, which shall be incurred by the
client. Clients may incur certain charges imposed by custodians, brokers, third party
investment and other third parties such as fees charged by managers, custodial fees, deferred
sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, check
and distribution fees and other fees and taxes on brokerage accounts and securities
transactions as may be applicable. Mutual funds and ETFs also charge internal management
fees (see Investment Company Fees), which are disclosed via prospectus.

Such charges, fees and commissions are exclusive of and in addition to our advisory fee. WCS
does not receive any portion of these commissions, fees, and costs. It should be noted that
clients have the option to purchase investment products we recommend through other
broker/dealers or agents that are not affiliated with our firm.

WCS in its sole discretion, may negotiate to charge a lessor advisory, money management, or
consulting fee based upon certain criteria (i.e., anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, account
composition, pre-existing client, account retention, pro bono activities, etc.).

                                                            PJ; WCS Form ADV Part 2A-With Privacy Statement (2026-Other than Annual Amendment).docx(033126)

Investment Company Fees
Investment company funds (e.g., mutual funds or ETFs) that are held by you will bear their own
internal transaction and execution costs, as well as directly compensate their investment
managers along with internal administrative services. These fees reduce the net asset value of
the fund shares and are indirectly borne by fund shareholders. If you transfer assets to our
management, we will evaluate whether to hold or sell those assets. We typically liquidate high-
expense funds, including those that pay a 12b-1 fee or similar trailing commissions. If we
believe that the client will incur significant tax liability or excessive redemption fees, or that the
sale is otherwise not in the client’s best interest, we may elect to continue to hold the security.
In no case, however, does WCS select mutual funds for inclusion in our managed model
portfolios or as recommended Designated Investment Alternatives (“DIAs”) which contain
internal fund “revenue-sharing” payments.

Commission Based Compensation
Neither the firm nor its advisory representatives receive any commissions or transaction-based
compensation.

Item 12 further describes the factors that our firm considers in selecting or recommending
broker/dealers for client transactions and determining the reasonableness of their
compensation (e.g., commissions).

Services Offered

Retirement Plan Consulting Services - In conjunction with its other advisory services, WCS may
provide retirement plan sponsors with ERISA Section 3(21) and/or ERISA Section 3(38)
fiduciary services, as well as non-fiduciary services to include the following:

  ERISA Section 3(38) Fiduciary Services:
  Discretionary Management of Retirement Plan Assets
  Discretionary Selection of Plan Designated Investment Alternatives

  ERISA Section 3(21) Fiduciary Services:
   Development of Investment Policy Statement:
   Recommendations for Selecting & Monitoring the Plan’s Investments
   Investment Performance Measurement & Analysis
   Recommendations for Selecting & Monitoring Qualified Default Investment Alternatives
   Recommendations for Allocating & Rebalancing Model Asset Allocation Portfolios
   Individualized Investment Advice to Plan Participants

  Non-Fiduciary Services

  Employee Investment Education & Communication

                                                                       PJ; WCS Form ADV Part 2A-With Privacy Statement (2026-Other than Annual Amendment).docx(033126)

WCS willingly accepts the designation as a “Co-Fiduciary” under ERISA 3(21)(A) or ERISA 3(38)
as part of its normal course of business.

Investment Management Fees

LAMP-PLUS – This service provides discretionary money management services to individuals
for their personal retirement (IRA, SEPP, etc.) and investment accounts. In providing this
service, we recommend a client model portfolio and utilize no-load mutual funds and/or RTFs
with an emphasis on index funds. Client accounts may also include a non-discretionary “side
...

Types of Clients (Item 7)
This section of the brochure describes those to whom we generally provide our services.

We provide advisory services to a variety of types of clients including individuals, trusts,
individual’s pension plan accounts, ERISA clients, and retirement plan trustees.

                                                             PJ; WCS Form ADV Part 2A-With Privacy Statement (2026-Other than Annual Amendment).docx(033126)

Methods of Analysis, Investment Strategies, and Risk of Loss