RBC Capital Markets LLC

ITEM 5: FEES AND COMPENSATION
     RBC Financial Planning Fee Schedule
     The fee that you pay (in the case of RBC Financial Planning – Individual Client), or the fee that your employer pays on your
     behalf (in the case of RBC Financial Planning – Corporate Client), for RBC Financial Planning services covers our investment
     advice and the development and delivery of a Financial Plan. The fee you agree to pay us is confirmed and disclosed, in
     advance, in the Agreement between you and RBC WM for the services to be provided.
     Fees for RBC Financial Planning services are negotiated within a range of $1,000 to $20,000. In certain highly complex cases,
     however, a fee higher than $20,000, but not to exceed $100,000, may be negotiated.
     As applicable, if a Program client is also enrolled in any of the RBC WM wrap fee advisory programs, the RBC WM Advice Fee
     we receive from such client in the wrap fee advisory program, combined with the fee for RBC Financial Planning services,
     may not exceed 2% of that client's stated investable net worth at the time the client enters into the Agreement.
     Fees for RBC Financial Planning services are negotiable, are at our sole discretion, may be waived, and may differ from client
     to client based on several factors, including, but not limited to:
        •	 the financial planning service selected;
        •	 the scope of the engagement;
        •	 the complexity of the services provided;
        •	 the nature and amount of client assets involved; and
        •	 the extent that other RBC Specialists are engaged.
     Please note, however, that other fee arrangements may be offered at our sole discretion for the RBC Financial Planning
     services. Our ability to negotiate or waive the fee can result in one client receiving the same or similar services provided to
     another client at a lower fee or free of charge. We may also, in our sole discretion, discount fees for clients receiving and
     paying for multiple or complex financial planning services through the Program, or discount fees for clients based on their
     broader relationship with RBC WM. Fees as well as other Program requirements may vary as a result of the application
     of prior policies depending on when a client received or receives financial planning services from us. From time to time,
     the RBC Financial Planning fee (or fees for other advisory services available through RBC WM) may be reduced for our
     employees (and certain of their family members) and/or employees of our affiliates.

     Timing and Payment of Fee
     The fee you pay for RBC Financial Planning is typically due and payable at the time we deliver your Financial Plan to you.
     Payment is made by check or, where applicable, by debit from an RBC WM account of yours that you designate to us in the
     agreement. You may terminate the Agreement for RBC Financial Planning without penalty within five business days if you do
     not receive this Brochure at least 48 hours prior to entering into the Agreement.

     Additional Fees and Expenses
     There are no additional fees or expenses for the services offered in the Program. There are additional fees and expenses
     associated with implementing a Financial Plan in an advisory account, a brokerage account, or a combination of advisory
     and brokerage accounts. Your Financial Advisor can provide you with that information upon your request.

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     The fee you pay covers only the RBC Financial Planning service as set forth in the Agreement. The fee does not cover any
     other services, accounts or products. Therefore, if you maintain accounts with us, or if we assist you in implementing your
     Financial Plan, you will pay other charges depending on the type of account(s), products and services utilized, in addition
     to the fee for RBC Financial Planning. This will add to the overall compensation that we receive and may present a conflict
     of interest because of the incentive to recommend investment products based on the compensation received, rather than
     based on your needs. The RBC Financial Planning fee will not be reduced or offset by these other fees. For more information
     on the differences between brokerage accounts and advisory accounts, please see our "Client Relationship Summary
     Disclosure (Form CRS)" here: www.rbcwealthmanagement.com/en-us/legal.

     Compensation for Advisory Services
     If you enroll in the Program, RBC WM pays your Financial Advisor a portion of the fee payable to us in connection with
     the Financial Planning services provided to you in the Program. As noted above, the fee is generally negotiable, and your
     Financial Advisor has the discretion to discount up to 100% of the fee for RBC Financial Planning services.

     Additional Information about Financial Advisor Compensation
     RBC WM offers recruiting packages to Financial Advisors joining from other firms. Under these packages, Financial Advisors
     are eligible for two types of promissory notes in designated amounts. The first note is issued to the Financial Advisor once
     his or her securities license is transferred to RBC WM. Depending upon the recruiting package, RBC WM will either forgive, or
     collect, the principal and interest amount of this note each month, so long as the Financial Advisor remains employed and in
     good standing for a predetermined period of time. Although there are no set production goals for the note to be forgiven, a
     Financial Advisor must maintain a certain level of production to remain employed.
     The second type of note is issuable each year for a fixed number of years if the Financial Advisor meets specified production
...

ITEM 7: TYPES OF CLIENTS
     RBC WM’s clients for the RBC Financial Planning Program are individuals but can also include entities such as trusts, estates,
     nonprofit organizations, and business entities, as appropriate. Clients are required to open an account with RBC WM to
     satisfy the Patriot Act, however clients are not required to maintain an asset balance in this account.

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     Please note that the Financial Plan that RBC WM prepares for you assumes that you are a U.S. citizen or resident and subject
     to U.S. taxes. Our Financial Plans may therefore not be applicable to or appropriate for non-U.S. citizens or those persons
     subject to other tax jurisdictions and requirements.