Uncommon Cents Investing LLC

ITEM 5 - FEES AND COMPENSATION
Investment Management Fees and Compensation
Our Firm charges a fee as compensation for providing Investment Management services
on your account. These services include advisory services, trade entry, investment
supervision, and other account-maintenance activities. Our custodian charges transaction
costs, custodial fees, redemption fees, retirement plan and administrative fees or
commissions. See Additional Fees and Expenses below for additional details.

The fees for investment management are based on an annual percentage of assets under
management and are applied to the household asset value on a pro-rata basis and billed
monthly in arrears. The initial fee will be based upon the market value of the portfolio at
the close of the last business day of the partial month, prorated for the number of days in
the month that your account is under management. Thereafter, the monthly fee will be
calculated on the market value of the portfolio on the close of the last business day of the
month, pro-rated for in and out cash flows for that month. The market value will be
determined as reported by the Custodian. Pro-rated cash flows will be determined as
reported by the custodian. Fees are assessed on all assets under management, including
securities, cash and money market balances, unless specifically excluded as a courtesy.
Margin account balances are not included in the fee billing. There may be a possibility for
price or account value discrepancies due to month-end transactions in an account.
Dividends or trade date settlements may occur and our third party billing software may
report a slight difference in account valuation at month end compared to what is reported
on your Statement from the Custodian. Our firm has the ability to produce billing
summaries, which can be provided upon request.

Our maximum investment advisory fee is 1.20% or we may negotiate a lower advisory fee.
The specific advisory fees are set forth in your Investment Advisory Agreement. Fees may
vary based on the size of the account, complexity of the portfolio, extent of activity in the
account or other reasons agreed upon by us and you as the client. In certain circumstances,
our fees and the timing of the fee payments may be negotiated. Our employees and their
family related accounts are charged a reduced fee for our services.

Unless otherwise instructed by the Client, we will aggregate related client accounts for the
purposes of determining the account size and annualized fee. The common practice is
often referred to as “house-holding” portfolios for fee purposes and may result in lower
fees than if fees were calculated on portfolios separately. Our method of house-holding
accounts for fee purposes looks at the overall family dynamic and relationship. Legacy
positions may also be excluded from the fee calculation. Legacy positions are defined as

Uncommon Cents Investing, Inc.                                    FORM ADV 2A Brochure May 2026

securities owned prior to entering into an advisory relationship with UCI, which may or
may not be actively managed.

The independent qualified custodian holding your funds and securities will debit your
account directly for the advisory fee and pay that fee to us. You will provide written
authorization permitting the fees to be paid directly from your account held by the
qualified custodian. Further, the qualified custodian agrees to deliver an account
statement to you on a monthly basis indicating all the amounts deducted from the account
including our advisory fees.

Either UCI or you may terminate the management agreement immediately upon written
notice to the other party. The management fee will be pro-rated to the date of
termination, for the month in which the cancellation notice was given and the earned fee
billed to your account. Upon termination, you are responsible for monitoring the securities
in your account, and we will have no further obligation to act or advise with respect to
those assets. In the event of client’s death or disability, UCI will continue management of
the account until we are notified of client’s death or disability and given alternative
instructions by an authorized party.

ERISA Section 3(21) Investment Advisory Fees
We charge an annual fee as negotiated with the client and disclosed in the Employer
Sponsored Retirement Plans Investment Advisory Agreement. The compensation method
is explained and agreed upon in advance before any services are rendered. Fees range from
0.25% to 1.00% annually.

Plan advisory services begin with the effective date of the Investment Advisory Agreement,
which is the date you sign the Investment Advisory Agreement. For that calendar quarter,
fees will be adjusted pro rata based upon the number of calendar days in the calendar
quarter that the Agreement was effective. Our fee is billed in advance or arrears on the last
business day of the calendar quarter, as indicated on the Advisory Agreement Appendix A.
For Plans where our fee is billed to the custodian, the fee is deducted directly from the
participant accounts. Written authorization permitting us to be paid directly from the
custodial account is outlined in the Investment Advisory Agreement.

Either party may terminate the Investment Advisory Agreement at any time upon
immediate notice. You are responsible to pay for services rendered until the termination of
the agreement.

Consulting
Our firm charges on an hourly fee basis for consulting services. The total estimated fee, as
well as the ultimate fee charged, is based on the scope and complexity of our engagement
with the client. The maximum hourly fee to be charged will not exceed $300. The fee-

Uncommon Cents Investing, Inc.                                   FORM ADV 2A Brochure May 2026

paying arrangements for this service will be determined on a case- by-case basis and will
be detailed in the signed consulting agreement. Clients will be invoiced directly for the
fees.
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ITEM 7 - TYPES OF CLIENTS
We provide investment advice to individuals, high net worth individuals, employee
sponsored retirement plans, trusts and estates. Our Firm does have a minimum initial

Uncommon Cents Investing, Inc.                                  FORM ADV 2A Brochure May 2026

household account value of $250,000 to which it provides advisory and financial planning
services.