Altus Wealth Management LLC

Item 5   Fees and Compensation

Clients will compensate Altus Wealth Management for its services based on a percentage of the average daily
balance of the total net assets in the account for each calendar quarter according to the below fee schedule. Fees are
negotiable. Fees will be withdrawn from the client's account and all fees will be payable quarterly in arrears. The
client may be given the option to have their advisory fees invoiced.

Fees will be separately noted on a client’s custodial statement in the month in which they are charged. There will be
a mailing of the fee invoice to the custodian. Upon Client request, Altus Wealth Management will provide an
invoice which reflects the formula used to calculate the fees, the time period covered by the fee, and the amount of
assets under management on which the fee was based. The custodian will likely impose fees or expenses on the
purchase and/or sell of securities. Please see the custodian agreement for applicable fees and expenses. Investments
in mutual funds and exchange traded funds generally include an embedded investment management fee paid to the
mutual fund or exchange traded fund. As such, client portfolios with investments in those types of securities may be
subject to two layers of management fees. Clients who participate in limited offerings will be charged a fee and
expenses by the limited offering. This is in addition to the advisory fee charged by Altus Wealth Management. For
additional details on the limited offering fees and expenses, clients should review the applicable prospectus and
limited offering agreement. Altus Wealth Management does not receive compensation in connection with the
purchase or sale of securities, including asset-based sales charges, commissions, markups or service fees from the
sale of mutual funds.

Altus may recommend that a client rollover retirement accounts in order for Altus to provide investment advisory
services to those accounts. As a result, Altus will earn a management fee and that fee may be higher than the fees
and expenses incurred by the client should the rollover not occur. More assets in an account means more fees, thus
we have an incentive to encourage a client to increase assets in their account.

On occasion, Altus or its supervised persons may invest in the same securities as those recommended to clients. This
may create potential conflicts of interest because (1) Altus or its supervised persons may have an incentive not to
recommend the sale of those securities to clients in order to protect the value of their personal investment, and (2)
Altus or its supervised persons may have an incentive to place their orders before those of clients in order to obtain a
better price.

Altus' Code of Ethics addresses these potential conflicts of interest by instituting a standard of business conduct for
all supervised persons, by prohibiting supervised persons from effecting certain securities transactions without
obtaining pre‐clearance from Altus’ Chief Compliance Officer and by reviewing personal securities transactions
reports filed by supervised persons for potential conflicts of interest. Altus’ Chief Compliance Officer reserves the
right to disapprove any proposed transaction that may have the appearance of improper conduct.

Altus Wealth Management's Fee Schedule at the effective date is as follows (subject to revision as provided in the
Agreement):

Altus Select Advisory Fee
on account assets up to $300,000.00 [0.95% annual (0.2375% per quarter)]

Altus Premier Advisory Fee*
on account assets from $300,000.01 to $500,000.00          [0.95% annual (0.2375% per quarter)]
on account assets from $500,000.01 to $1,000,000.00 [0.90% annual (0.225% per quarter)]
on account assets from $1,000,000.01 to $2,000,000.00 [0.80% annual (0.200% per quarter)]
on account assets from $2,000,000.01 to $3,000,000.00 [0.70% annual (0.1750% per quarter)]
on account assets from $3,000,000.01 to $5,000,000.00 [0.60% annual (0.150% per quarter)]
on account assets over $5,000,000.01 Negotiable
*For purposes of clarity, it is not a tiered fee schedule and thus by way of example, if a client has $1.5 million under
management, the fee will be 0.80%

Altus Preservation (fixed income portfolio) Advisory Fee*
on account assets from $300,000.00 to $1,000,000 0.375% annual (0.0938% per quarter)
on account assets from $1,000,000.01 to $3,000,000.00 0.250% annual (0.0625% per quarter)
on account assets over $3,000,000.01 Negotiable
*For purposes of clarity, it is not a tiered fee schedule and thus by way of example, if a client has $1.5 million under
management, the fee will be 0.250%

While Altus Wealth Management’s fees are typically based upon the fee schedule, Altus Wealth Management's fees
may vary among clients depending on a client's particular circumstances, including length of a client's relationship,
different fee schedules over time, and the amount of portfolio assets. Also, Altus Wealth Management may from
time to time waive, reduce, or adjust a client's fees depending on a client's particular circumstances. Upon the
commencement or termination of a client's relationship, Altus Wealth Management's fees may be prorated. Altus
may waive account model minimums to allow clients flexibility to qualify for Altus Premier and Altus Preservation.

Item 7       Types of Clients

Altus Wealth Management generally provides investment advice to individuals, trusts and charitable organizations.
Altus Wealth Management does not have a minimum account size or any requirements to maintain an account.